What are the primary features of Aditya Birla AU Bank Credit Cards?

Aditya Birla AU Bank Credit Cards offer a versatile range including lifetime free options, low forex charges, and customizable benefits.

Are there any joining or renewal fees for Aditya Birla AU Bank Credit Cards?

Some Aditya Birla AU Bank Credit Cards, like Flex and Nxt, are lifetime free with no joining or renewal fees.

What kind of welcome benefits can I expect with an Aditya Birla AU Bank Credit Card?

You can receive up to 1,000 Reward Points as welcome benefits across the Aditya Birla AU Bank Credit Card range.

How do Aditya Birla AU Bank Credit Cards reward users for their spending?

Aditya Birla AU Bank Credit Cards offer reward points, with accelerated points on categories like travel, dining, utilities, and online spends.

Can I get lounge access with my Aditya Birla AU Bank Credit Card?

Yes, some Aditya Birla AU Bank Credit Cards offer complimentary domestic and international lounge access, like the ABC Pro Credit Card.

What is the foreign currency markup on Aditya Birla AU Bank Credit Cards?

The foreign currency markup on Aditya Birla AU Bank Credit Cards ranges from 1.99% (ABC Pro) to 3.50%.

Are there any spend-based waivers for the Aditya Birla AU Bank Credit Cards?

The ABC Pro Credit Card offers joining and renewal fee waivers based on specific spending thresholds.

Which spending categories are best suited for Aditya Birla AU Bank Credit Cards?

Aditya Birla AU Bank Credit Cards are best suited for categories like Travel, Dining, Business, and Shopping due to accelerated rewards.

Can I customize the benefits of my Aditya Birla AU Bank Credit Card?

Yes, the ABC Flex and Nxt Credit Cards from Aditya Birla AU Bank offer customizable features for additional cashback and lounge access.

What is the value of 1 Reward Point earned with these cards?

Each Reward Point earned with Aditya Birla AU Bank Credit Cards has a redemption value of Rs. 0.20.

AU Small Finance Bank

Aditya Birla AU Bank Credit Cards

TravelDiningBusiness

Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Up to 1,000 Reward Points as welcome benefits; ABC Pro card offers 1,000 points on first transaction.

Rewards Rate

Up to 10X Reward Points on select categories like Travel, Dining, Utilities; up to 6X on online spends.

Reward Type

Reward Points

Reward Redemption

Reward points can be redeemed at a value of Rs. 0.20 per point.

Domestic Lounge Access

Complimentary domestic lounge access; 2 per quarter with Pro, or 1 per quarter optionally with Flex/Nxt.

International Lounge Access

Complimentary international lounge access, with 1 visit per year included with ABC Pro Credit Card.

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Accelerated Reward Points on Movies & Entertainment categories.

Dining

Accelerated Reward Points, exclusive discounts up to 30% with partners, and optional 5% cashback.

Travel Benefits

Accelerated Reward Points on travel, free Railway Lounge Access, and optional 5% cashback.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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