AU Small Finance Bank
Last updated: 24 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Not Applicable
Rewards Rate
Earn 1.5% cashback on POS retail (max ₹100/cycle) & 2X RPs (2 RP per ₹100) on online spends.
Reward Type
Reward Points and Cashback
Reward Redemption
Redeem points on AU Rewardz portal for e-vouchers, merchandise, recharges, flights & hotel bookings (1 RP = Re. 0.25).
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Free insurance & extended warranty on mobile/electronic purchases; zero liability for reported fraud.
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
2 complimentary railway lounge accesses per calendar quarter at select stations in India.
What matters, explained clearly
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Frequently Asked Questions
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