What are the welcome benefits for the Axis Bank Atlas Credit Card?

New Axis Bank Atlas Credit Card holders receive 2,500 EDGE Miles upon their first transaction within 37 days of card issuance.

What is the joining fee for the Axis Bank Atlas Credit Card?

The standard joining fee for the Axis Bank Atlas Credit Card is ₹5,000 plus applicable GST.

How does the tiered membership system on the Atlas Credit Card work?

The Axis Bank Atlas Credit Card features Silver, Gold, and Platinum tiers, with benefits escalating based on your annual spending.

What is the reward earning rate with the Axis Bank Atlas Credit Card?

Earn 5 EDGE Miles per ₹100 on travel spends (up to ₹2 Lakhs/month) and 2 EDGE Miles per ₹100 on other transactions.

Can I transfer EDGE Miles from my Axis Bank Atlas Credit Card to airline loyalty programs?

Yes, you can transfer EDGE Miles to various partner airline and hotel loyalty programs, typically at a 1:2 ratio.

Does the Axis Bank Atlas Credit Card offer complimentary lounge access?

Yes, the Axis Bank Atlas Credit Card provides complimentary domestic and international airport lounge access, tiered by your membership level.

Are there any fees for redeeming reward points from the Atlas Credit Card?

Yes, a redemption fee of ₹99 applies per transaction, and a ₹199 fee for converting EDGE Miles to partner miles.

What is the foreign currency transaction markup on the Axis Bank Atlas Credit Card?

The Axis Bank Atlas Credit Card levies a 3.50% markup on foreign currency transactions.

Are there any milestone benefits on the Axis Bank Atlas Credit Card?

Yes, you can unlock up to 10,000 bonus EDGE Miles upon achieving specific annual spending milestones with the Atlas Credit Card.

Does the Axis Bank Atlas Credit Card provide insurance or golf benefits?

No, the Axis Bank Atlas Credit Card explicitly states it does not offer any golf or insurance benefits.

Axis Bank

Axis Bank Atlas Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

2,500 EDGE Miles on first transaction within 37 days of Axis Bank Atlas card issuance.

Rewards Rate

Earn 5 EDGE Miles per ₹100 on travel spends, 2 EDGE Miles per ₹100 on all other transactions.

Reward Type

Reward Points

Reward Redemption

Redeem EDGE Miles for flights, hotels, or transfer to airline/hotel loyalty programs (1:2 ratio).

Domestic Lounge Access

8-18 complimentary visits per year based on Silver, Gold, or Platinum tier membership.

International Lounge Access

4-12 complimentary visits per year based on Silver, Gold, or Platinum tier membership.

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Up to 25% off (Max ₹800) twice a month at partner restaurants via EazyDiner on ₹2,500+ spend.

Travel Benefits

Accelerated EDGE Miles on travel, lounge access, flight/hotel redemptions, partner miles transfers.

What matters, explained clearly

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Frequently Asked Questions

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