Question 1

What are the main features of the TMB WINGS RuPay Credit Card?

Accepted Answer

The TMB WINGS RuPay Credit Card offers a free joining fee, up to 45 days of free credit, and insurance benefits including personal accident cover and lost card liability.

Question 2

Is there a joining fee for the TMB WINGS RuPay Credit Card?

Accepted Answer

No, the TMB WINGS RuPay Credit Card comes with a completely free joining fee, making it accessible from day one without any initial costs.

Question 3

How can I get the annual fee waived for my TMB WINGS RuPay Credit Card?

Accepted Answer

The annual renewal fee of Rs. 250/- for the TMB WINGS RuPay Credit Card is waived if you spend Rs. 50,000/- in any quarter of the calendar year.

Question 4

What insurance benefits does the TMB WINGS RuPay Credit Card provide?

Accepted Answer

The TMB WINGS RuPay Credit Card offers a free personal accident death cover of Rs. 2 Lakhs and lost card liability coverage up to Rs. 50,000/-.

Question 5

What are the foreign currency markup charges on the TMB WINGS RuPay Credit Card?

Accepted Answer

International transactions made with the TMB WINGS RuPay Credit Card are subject to a foreign currency markup of up to 3.50%.

Question 6

What are the interest rates for revolving credit on the TMB WINGS RuPay Credit Card?

Accepted Answer

The TMB WINGS RuPay Credit Card charges an interest rate of 24% per annum for revolving credit and cash advances if the total amount due is not paid.

Question 7

Who is eligible for the TMB WINGS RuPay Credit Card?

Accepted Answer

The TMB WINGS RuPay Credit Card is for existing TMB savings account holders with at least 1 year vintage, a minimum annual income of Rs. 3 lakhs, and a CIBIL score of 700+.

Question 8

Can I get cash advances with the TMB WINGS RuPay Credit Card?

Accepted Answer

Yes, you can get cash advances with the TMB WINGS RuPay Credit Card, subject to charges of 3% (min. Rs. 30) and a daily limit of Rs. 25,000.

Question 9

Does the TMB WINGS RuPay Credit Card offer an EMI option?

Accepted Answer

Yes, the TMB WINGS RuPay Credit Card offers an EMI option for spends of Rs. 5,000/- and above in single or cumulative transactions, excluding cash withdrawals.

Question 10

How do I activate my TMB WINGS RuPay Credit Card and set the PIN?

Accepted Answer

You can activate your TMB WINGS RuPay Credit Card and set your PIN by logging into the customer self-care portal via the TMB website using your customer ID.

TMB WINGS RuPay Credit Card

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