What is the Axis Bank Freecharge Plus Credit Card?

The Axis Bank Freecharge Plus Credit Card offers cashback on Freecharge app spends, daily commute, utilities, and various benefits.

What are the joining and renewal fees for the Axis Bank Freecharge Plus Credit Card?

The Axis Bank Freecharge Plus Credit Card has a joining fee of Rs. 250 + GST and a renewal fee of Rs. 250 + GST.

How can I waive off the annual fee for my Freecharge Plus Credit Card?

Your annual fee for the Freecharge Plus Credit Card is waived if you spend Rs. 50,000 or more in the preceding year.

What cashback rates does the Axis Bank Freecharge Plus Credit Card offer?

It offers 5% cashback on Freecharge spends, 2% on local commute, and 1% on all other spends.

Are there any welcome benefits with the Axis Bank Freecharge Plus Credit Card?

Yes, the Axis Bank Freecharge Plus Credit Card provides welcome gift vouchers worth up to Rs. 700.

How can I redeem Edge Reward Points earned on the Freecharge Plus Credit Card?

Edge Reward Points can be redeemed via Axis Bank's Edge Rewards website or mobile banking app.

Does the Axis Bank Freecharge Plus Credit Card provide lounge access?

No, the Axis Bank Freecharge Plus Credit Card does not explicitly mention any complimentary lounge access benefits.

What is the foreign currency markup on the Axis Bank Freecharge Plus Credit Card?

The foreign currency markup for the Axis Bank Freecharge Plus Credit Card is 3.5% of the transacted amount.

Can I get a virtual card instantly with the Axis Bank Freecharge Plus Credit Card?

Yes, you can get a virtual Axis Bank Freecharge Plus Credit Card instantly on the Freecharge app for secure online transactions.

What are the main benefits for dining with this Axis Bank Freecharge Plus Credit Card?

The card offers dining benefits through the Axis Bank Dining Delights Program and monthly credit on Fresh menu.

Axis Bank

Axis Bank Freecharge Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Welcome gift vouchers worth up to Rs. 700.

Rewards Rate

5% cashback on Freecharge spends, 2% on local commute, 1% on all other spends.

Reward Type

Cashback

Reward Redemption

Earned Edge Reward Points redeemable via Axis Bank's Edge Rewards website/app, 1 point = Re. 0.20.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

50% off on an annual subscription on Eros Now.

Dining

Up to Rs. 100 credit monthly on Fresh menu & Axis Bank Dining Delights Program offers.

Travel Benefits

Up to 15% off on flights & hotels via Goibibo/MakeMyTrip every Wednesday; Rs. 100 credit on Shuttl.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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