What are the main benefits of the Axis Bank ACE Credit Card?

The Axis Bank ACE Credit Card offers high cashback on utility bills via GPay, Swiggy, Zomato, Ola, plus domestic lounge access.

How much cashback can I earn with the Axis Bank ACE Credit Card?

You can earn 5% on GPay utilities, 4% on Swiggy/Zomato/Ola, and 1.5% on all other spends with the Axis Bank ACE Credit Card.

Is there an annual fee for the Axis Bank ACE Credit Card?

The Axis Bank ACE Credit Card has a renewal fee of Rs. 499 + GST, which is waived on an annual spend of Rs. 2,00,000.

Does the Axis Bank ACE Credit Card offer lounge access?

Yes, the Axis Bank ACE Credit Card provides 4 complimentary domestic airport lounge visits per calendar year.

What is the foreign currency markup on the Axis Bank ACE Credit Card?

The foreign currency markup on the Axis Bank ACE Credit Card is 3.5% of the transaction amount.

Are there any cashback caps on the Axis Bank ACE Credit Card?

Yes, the 5% and 4% cashback categories have a combined maximum capping of Rs. 500 per statement cycle for the Axis Bank ACE Credit Card.

Can I get a waiver on the joining fee for the Axis Bank ACE Credit Card?

Yes, the joining fee for the Axis Bank ACE Credit Card can be reversed on an expenditure of Rs. 10,000 within 45 days of card setup.

Is fuel surcharge waived on the Axis Bank ACE Credit Card?

Yes, the Axis Bank ACE Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 400-4,000, capped at Rs. 500 monthly.

What are the dining benefits of the Axis Bank ACE Credit Card?

The Axis Bank ACE Credit Card offers up to 15% off at 4000+ partner restaurants and 4% cashback on Swiggy and Zomato orders.

Is the Axis Bank ACE Credit Card suitable for international travel?

The Axis Bank ACE Credit Card has a 3.5% foreign currency markup, which is relatively high for international travel, and no international lounge access.

Axis Bank

Axis Bank ACE Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Joining fee reversal on Rs. 10,000 spend within 45 days of card setup.

Rewards Rate

Up to 5% cashback on utilities via GPay, 4% on Swiggy/Zomato/Ola, and 1.5% on other spends.

Reward Type

Cashback

Reward Redemption

Cashback is automatically credited to the cardholder's account.

Domestic Lounge Access

4 complimentary lounge visits per calendar year at select domestic airports.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Up to 15% off at 4000+ partner restaurants & 4% cashback on Swiggy/Zomato.

Travel Benefits

4 complimentary domestic lounge visits annually & 4% cashback on Ola rides.

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Frequently Asked Questions

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