Name: HDFC Bank UPI RuPay Credit Card
Brand: hdfc
SKU: hdfc-bank-upi-rupay-credit-card
Price: 99 INR
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. How can I link the HDFC Bank RuPay UPI credit card with UPI apps?

Accepted Answer

To link your HDFC Bank RuPay UPI credit card with UPI apps like Paytm, PhonePe, or Mobikwik, simply open the UPI app, register your credit card using your PIN, and start making UPI payments.

Question 2

2. What is the joining and renewal fee for the HDFC Bank RuPay UPI credit card?

Accepted Answer

The joining and renewal fee for the HDFC Bank RuPay UPI credit card is Rs. 99 plus taxes. You can waive the renewal fee by spending Rs. 25,000 or more in the previous year.

Question 3

3. Does the HDFC Bank RuPay UPI credit card offer an interest-free period?

Accepted Answer

Yes, the HDFC Bank RuPay UPI credit card provides up to 50 days of interest-free credit on your purchases, depending on when the merchant submits your charge.

Question 4

4. What reward rates can I earn with the HDFC Bank RuPay UPI credit card?

Accepted Answer

With the HDFC Bank RuPay UPI credit card, you earn 3% Cashpoints on grocery, supermarket, dining, and PayZapp spends, 2% on utility spends, and 1% on other spends, each capped at 500 Cashpoints per month.

Question 5

5. Can I withdraw cash using the HDFC Bank RuPay UPI credit card?

Accepted Answer

Yes, cash withdrawals are possible with the HDFC Bank RuPay UPI credit card, but they incur a fee of 2.5% of the withdrawal amount or Rs. 500, whichever is higher.

Question 6

6. How can I redeem the Cashpoints earned with the HDFC Bank RuPay UPI credit card?

Accepted Answer

Cashpoints can be redeemed for a variety of rewards, including flights, hotels, and vouchers. 1 Cashpoint = Rs. 0.25, and you can redeem up to 50,000 Cashpoints per month.

Question 7

7. What is the eligibility for applying for the HDFC Bank RuPay UPI credit card?

Accepted Answer

The HDFC Bank RuPay UPI credit card is ideal for individuals who make frequent UPI transactions. You will need to provide standard documents required for credit card applications.

HDFC Bank UPI RuPay Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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