Best International Spends Credit Cards
Explore top cards like the Kotak NRI Royale Signature Credit Card, AU Traverse Credit Card, Axis Bank LIC Platinum Credit Card, Axis Bank LIC Signature Credit Card, and 44 more.
Read our full International Spends guide →
48 Cards Found
Kotak NRI Royale Signature Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points
AU Traverse Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
Axis Bank LIC Platinum Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
Axis Bank LIC Signature Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
Axis Bank Multi-Currency Forex Card
forexJoining Fee:
₹300 + GST
Renewal Fee:
Free (1st year)
Reward Type:
Axis Bank NR Prime Debit Card
debitIssuance Fee:
₹200 + GST
AMC Fee:
₹200 + GST
Reward Type:
BOBCARD Tiara Credit Card
Joining Fee:
₹2,499 + GST
Renewal Fee:
₹2,499 + GST
Reward Type:
Reward Points
BOI MASTER PLATINUM INTERNATIONAL
Joining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
Reward Points
BOI RUPAY PLATINUM INTERNATIONAL
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Canara Bank Visa Gold Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
ICICI Bank Diamant Credit Card
Joining Fee:
₹1,25,000 + GST
Renewal Fee:
₹10,000 + GST
Reward Type:
Reward Points
ICICI Bank Expression Paywave Debit Card
debitIssuance Fee:
₹599 + GST
AMC Fee:
₹599 + GST
Reward Type:
Reward Points
Credit Cards for International Spending - 158 Options
The annual fee and forex markup are separate costs - check both before picking a card for international use.
Fee-Free Doesn't Mean Forex-Free
Before picking a card for international use, confirm its specific foreign currency markup rate on its own card page - this applies independently of the annual fee and can vary meaningfully between cards.
Representative International-Spend Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Amazon Pay ICICI Bank Credit Card | Lifetime Free | Cashback | Amazon-heavy shoppers, general international spend |
| AU Nomo Credit Card | ₹199 + GST | Reward Points | Low-cost entry into international spend |
| Adani One Signature Credit Card | ₹5,900 + GST | Reward Points | Adani ecosystem, international spend |
| AU Zenith Credit Card | ₹7,999 + GST | Reward Points | Higher-tier travel and international spend |
How to Choose
Check forex markup separately from the annual fee
A card's annual fee says nothing about its foreign currency markup rate, which is a separate cost for international spending. Check each card's specific forex markup before assuming it's cost-effective abroad.
AU Nomo has an unusual renewal structure
AU Nomo Credit Card charges ₹199 + GST at joining but lists its renewal as "N/A (No charges from the second year onwards, making it effectively lifetime free from the second year)" - a low-cost entry into international spend cards.
Business international-spend cards are a separate track
American Express Platinum Corporate Card lists International Spends prominently but is a business-purpose product, typically issued through a company relationship.