Question 1

What is the AU Nomo Credit Card?

Accepted Answer

The AU Nomo Credit Card is a secured credit card from AU Bank, issued against a fixed deposit, designed to help individuals build or improve their credit score while earning rewards.

Question 2

What are the joining and renewal fees for the AU Nomo Credit Card?

Accepted Answer

The AU Nomo Credit Card has a joining fee of ₹199 + applicable taxes and no renewal charges from the second year onwards, making it effectively lifetime free.

Question 3

How can I earn reward points with the AU Nomo Credit Card?

Accepted Answer

With the AU Nomo Credit Card, you earn 2 Reward Points for every ₹100 spent on retail purchases and 1 Reward Point for every ₹100 on utility and insurance transactions.

Question 4

Does the AU Nomo Credit Card offer lounge access?

Accepted Answer

Yes, the AU Nomo Credit Card provides 2 complimentary domestic airport lounge accesses per quarter on ₹20,000 spends and 2 complimentary railway lounge visits per quarter.

Question 5

What is the foreign currency markup on the AU Nomo Credit Card?

Accepted Answer

The AU Nomo Credit Card features a notably low foreign currency markup fee of just 0.99% for international transactions.

Question 6

How can I redeem reward points earned on the AU Nomo Credit Card?

Accepted Answer

Reward Points from the AU Nomo Credit Card can be redeemed for e-vouchers, merchandise, recharges, flights, and hotel bookings via the AU Rewardz catalogue, where 1 RP equals ₹0.25.

Question 7

What are the eligibility criteria for the AU Nomo Credit Card?

Accepted Answer

To get the AU Nomo Credit Card, you must be a Resident Indian aged 18-75 years and open a minimum ₹20,000 Fixed Deposit with AU Small Finance Bank.

Question 8

Are there any milestone benefits on the AU Nomo Credit Card?

Accepted Answer

Yes, the AU Nomo Credit Card offers 500 Reward Points on ₹25,000 retail spends and an additional 500 Reward Points on ₹50,000 retail spends in a quarter.

Question 9

Does the AU Nomo Credit Card provide insurance benefits?

Accepted Answer

Yes, the AU Nomo Credit Card includes a Card Liability Cover that protects against fraudulent transactions, counterfeiting, skimming, and online frauds.

Question 10

Can I convert transactions into EMIs with the AU Nomo Credit Card?

Accepted Answer

Absolutely, the AU Nomo Credit Card allows you to convert transactions of ₹500 and above into easy EMIs using the Xpress EMI facility.

AU Nomo Credit Card

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