SBM Bank
Last updated: 25 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Free metal card holder with the Gild Credit Card.
Rewards Rate
Earn 0.75% back as 'Petals' on transactions, up to 8% annual returns in digital gold.
Reward Type
Digital Gold, Cashback, Rewards
Reward Redemption
Petals can be redeemed for digital gold (1 Petal = Re 1), cashback, or other rewards. Never expire.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Not Applicable
What matters, explained clearly
Detailed evaluation to help you make the right decision
Frequently Asked Questions
Clear, concise answers to help you understand this card better.
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