BOI MASTER PLATINUM INTERNATIONAL – Benefits, Fees & Eligibility

Master Platinum International

The Master Platinum International Credit Card is a versatile chip card designed for global acceptance, offering convenience and rewards for both domestic and international transactions. Cardholders benefit from exclusive lounge access and accelerated reward points on their spending. It provides flexible features like EMI at POS and customizable credit limits for add-on cards, with a billing cycle that caters to salaried individuals. Please note that the issuance of this card has been discontinued.

Fees

• The issuance of the Master Platinum International Credit Card has been discontinued.

Rewards

• Reward Points: Earn 2X Reward points on all Point-of-Sale (POS) and E-commerce (ECOM) transactions (excluding blocked categories).
• Lounge Access: Enjoy one complimentary Domestic lounge access per quarter at airport lounges.

Card Eligibility Criteria

• Individuals, staff/non-staff members, private limited companies, partnership firms, and public limited companies are eligible.
• Applicants must have a steady source of income verifiable through Income Tax Returns.

Important Product Details

• Card Type: Chip card with Photo.
• Global Acceptance: The card is accepted at all domestic and foreign merchants across the globe.
• EMI Facility: EMI at POS facility is available on Point-of-Sale terminals managed or owned by M/S WorldLine Private Limited, irrespective of the bank.
• Cash Limit: The maximum cash limit is 50% of the total spending limit.
• ATM Withdrawal Limit: A maximum of Rs. 15,000 can be withdrawn from ATMs per day.
• Billing Cycle: The billing cycle runs from the 16th of the current month to the 15th of the next month.
• Payment Due Date: Payment is due on or before the 5th of the succeeding month, which is generally suitable for salaried individuals.
• Add-on Cards: Flexible credit limits are available for add-on cards.

Other Details

• The issuance of the Master Platinum International Credit Card has been discontinued.

Steps for Card Activation

• Important Note: The card must be activated within 30 days from its issuance date to avoid closure, as per RBI Guidelines.

• Through IVR/Toll Free:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088.
  • Press 1 for English or 2 for Hindi.
  • Press 2 for Activation of New Card.
  • Enter the 16-digit full card number followed by #.
  • Enter the Card Expiry Date mentioned on the card in MMYY format.
  • Enter the OTP sent to your registered mobile number.
  • Your card will then be activated.

• Through Bank’s Website:

  • Click on https://cclogin.bankofindia.co.in/.
  • Register and login using your Customer ID registered with the card and password.
  • Under the "Requests" tab, click on "Card Activation".
  • Select your Card Number.
  • Enter the OTP sent to your registered mobile number.
  • Your card will then be activated.

• Through Omni Neo Mobile Banking App:

  • Log into the App and navigate to the "My Cards" section.
  • The card will appear in the window pane; click on it to select.
  • Scroll down to the "Activate the card" option.
  • After OTP based authentication, your card will be activated.

Steps for PIN Generation

• Through IVR/Toll Free:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088.
  • Press 1 for English or 2 for Hindi.
  • Press 4 if you are an existing cardholder.
  • Enter your card number.
  • Press 2 to generate OTP.
  • Enter the OTP sent to your registered mobile number.
  • Press 1 for other queries.
  • Press 1 to generate Card PIN.
  • Enter the OTP sent to your registered mobile number.
  • Enter your desired 4-digit PIN followed by #.
  • Re-enter the 4-digit PIN followed by #.
  • Your PIN will be generated for your card.

• Through Mobile Banking App:

  • Login to the Mobile Banking App with your credentials.
  • Go to the "Card Services" menu, then "Credit Card Services".
  • Select the Active Card for which the PIN is to be generated.
  • Select the "Generate PIN" option.
  • Enter the OTP sent to your registered mobile number.
  • Enter your desired 4-digit PIN.
  • Re-enter the 4-digit PIN.
  • Your PIN will be generated for your card.

• Through BOI Credit Control App:

  • Login to the App with your credentials.
  • Select the Card for which the PIN is to be generated.
  • Select the "Change Green PIN" option.
  • Enter the OTP sent to your registered mobile number.
  • Enter your desired 4-digit PIN.
  • Re-enter the 4-digit PIN.
  • Your PIN will be generated for your card.

• Through Bank’s Website:

  • Click on https://cclogin.bankofindia.co.in/.
  • Login using your Customer ID registered with the card and password.
  • Under the "Requests" tab, click on "Green PIN".
  • Select your Card Number.
  • Enter the OTP sent to your registered mobile number.
  • Enter your desired 4-digit PIN.
  • Re-enter the 4-digit PIN.
  • Your PIN will be generated for your card.

Set Limits and Channels for Card Usage

• Through Bank’s Website:

  • Click on https://cclogin.bankofindia.co.in/.
  • Login using your Customer ID registered with the card and password.
  • Under the "Requests" tab, click on "Channel Configuration".
  • Select your Card Number.
  • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
  • Click on submit to save the changes. The limits will be updated successfully.

• Through Omni Neo Mobile Banking App:

  • Log into the App and go to the "My Cards" section.
  • The card will appear in the window pane; click on it to select.
  • Select the "Set Limits and Channels" option.
  • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
  • Click on submit to save the changes. The limits will be updated successfully.

• Through Credit Card Control App:

  • Login to the App with your credentials.
  • Select the Card for which Channels and Limits are required to be set.
  • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
  • Click on submit to save the changes. The limits will be updated successfully.

• Through IVR/Toll Free:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088.
  • Press 1 for English or 2 for Hindi.
  • Press 4 if you are an existing cardholder.
  • Enter your card number.
  • Press 2 to generate OTP.
  • Enter the OTP sent to your registered mobile number.
  • Press 1 for other queries.
  • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
  • Enter the OTP sent to your registered mobile number. The limits will be updated successfully.