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BOI MASTER PLATINUM INTERNATIONAL – Benefits, Fees & Eligibility

The Master Platinum International Credit Card was a versatile chip card offering global acceptance and rewards. Cardholders benefited from accelerated reward points on spending and complimentary domestic lounge access. Although it provided flexible features like EMI at POS and customizable add-on card limits, its issuance has now been discontinued.
Please note: This offer may be discontinued and is shown for informational purposes only.
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Is the BOI MASTER PLATINUM INTERNATIONAL Right for You?

A quick look at who this card is best for, key costs, and things to consider.

The BOI MASTER PLATINUM INTERNATIONAL is best suited for users who prioritize International Spends, Travel, Shopping. With a joining fee of Nil and a renewal fee of Nil, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Reward Points as its primary reward mechanism, with a rewards rate of Earn 2X Reward points on all POS and ECOM transactions (excluding blocked categories)..

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Last updated: 12 October 2025

Key Card Details

Joining Fee

Nil

Renewal Fee

Nil

Reward Type

Reward Points

Foreign Currency Markup

Not Applicable

Notable Perks

Domestic Lounge Access

Enjoy one complimentary Domestic lounge access per quarter at airport lounges.

International Lounge Access

Not Applicable

Insurance Coverage

Not Applicable

Spend-Based Waiver

Not Applicable

Movie Benefits

Not Applicable

Golf Benefits

Not Applicable

Things to Consider

Card issuance discontinued, new applications for the Master Platinum International are no longer accepted.

No specific welcome benefits or movie/dining deals are detailed for cardholders.

Lounge access is limited to domestic airports only, with no international benefits.

Last updated: 12 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 2X Reward points on all POS and ECOM transactions (excluding blocked categories).

Reward Type

Reward Points

Reward Redemption

Not Applicable

Domestic Lounge Access

Enjoy one complimentary Domestic lounge access per quarter at airport lounges.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie Benefits

Not Applicable

Dining Benefits

Not Applicable

Travel Benefits

Accepted at all domestic and foreign merchants globally for versatile travel spending.

Fees & Charges

Know the costs before applying to avoid surprises later

Joining Fee

Nil

Renewal Fee

Nil

Spend-Based Waiver

Not Applicable

Foreign Currency Markup

Not Applicable

Interest Rates

Not Applicable

Fuel Surcharge Waiver

Not Applicable

Cash Advance Charges

Not Applicable

Rewards Redemption Fee

Not Applicable

Pros & Cons

Weigh the advantages and limitations

Pros

Key benefits and features of this card.

Versatile chip card designed for global acceptance, offering convenience.

Accelerated 2X reward points on all POS and ECOM transactions.

Enjoy complimentary domestic lounge access once per quarter.

Flexible EMI at POS available through WorldLine terminals.

Customizable credit limits for add-on cards provide greater financial control.

Cons

Key drawbacks and limitations of this card.

Card issuance discontinued, new applications for the Master Platinum International are no longer accepted.

No specific welcome benefits or movie/dining deals are detailed for cardholders.

Lounge access is limited to domestic airports only, with no international benefits.

Important fee details such as joining, renewal, or foreign markup are not provided.

Lack of information regarding fuel surcharge waivers or insurance benefits.

Product Details

Comprehensive information about this credit card

Chip card with Photo for enhanced security features.

Globally accepted at all domestic and foreign merchants.

EMI at POS facility available through WorldLine terminals.

Maximum cash limit set at 50% of the total spending limit.

ATM withdrawal limit of Rs. 15,000 per day.

Flexible credit limits are offered for add-on cards.

Billing cycle from 16th to 15th, with payment due by the 5th.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Master Platinum International

The Master Platinum International Credit Card is a versatile chip card designed for global acceptance, offering convenience and rewards for both domestic and international transactions. Cardholders benefit from exclusive lounge access and accelerated reward points on their spending. It provides flexible features like EMI at POS and customizable credit limits for add-on cards, with a billing cycle that caters to salaried individuals. Please note that the issuance of this card has been discontinued.

Fees

  • The issuance of the Master Platinum International Credit Card has been discontinued.

Rewards

  • Reward Points: Earn 2X Reward points on all Point-of-Sale (POS) and E-commerce (ECOM) transactions (excluding blocked categories).
  • Lounge Access: Enjoy one complimentary Domestic lounge access per quarter at airport lounges.

Card Eligibility Criteria

  • Individuals, staff/non-staff members, private limited companies, partnership firms, and public limited companies are eligible.
  • Applicants must have a steady source of income verifiable through Income Tax Returns.

Important Product Details

  • Card Type: Chip card with Photo.
  • Global Acceptance: The card is accepted at all domestic and foreign merchants across the globe.
  • EMI Facility: EMI at POS facility is available on Point-of-Sale terminals managed or owned by M/S WorldLine Private Limited, irrespective of the bank.
  • Cash Limit: The maximum cash limit is 50% of the total spending limit.
  • ATM Withdrawal Limit: A maximum of Rs. 15,000 can be withdrawn from ATMs per day.
  • Billing Cycle: The billing cycle runs from the 16th of the current month to the 15th of the next month.
  • Payment Due Date: Payment is due on or before the 5th of the succeeding month, which is generally suitable for salaried individuals.
  • Add-on Cards: Flexible credit limits are available for add-on cards.

Other Details

  • The issuance of the Master Platinum International Credit Card has been discontinued.

Steps for Card Activation

  • Important Note: The card must be activated within 30 days from its issuance date to avoid closure, as per RBI Guidelines.

  • Through IVR/Toll Free:

    • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088.
    • Press 1 for English or 2 for Hindi.
    • Press 2 for Activation of New Card.
    • Enter the 16-digit full card number followed by #.
    • Enter the Card Expiry Date mentioned on the card in MMYY format.
    • Enter the OTP sent to your registered mobile number.
    • Your card will then be activated.

  • Through Bank’s Website:

    • Click on https://cclogin.bankofindia.co.in/.
    • Register and login using your Customer ID registered with the card and password.
    • Under the “Requests” tab, click on “Card Activation”.
    • Select your Card Number.
    • Enter the OTP sent to your registered mobile number.
    • Your card will then be activated.

  • Through Omni Neo Mobile Banking App:

    • Log into the App and navigate to the “My Cards” section.
    • The card will appear in the window pane; click on it to select.
    • Scroll down to the “Activate the card” option.
    • After OTP based authentication, your card will be activated.

Steps for PIN Generation

  • Through IVR/Toll Free:

    • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088.
    • Press 1 for English or 2 for Hindi.
    • Press 4 if you are an existing cardholder.
    • Enter your card number.
    • Press 2 to generate OTP.
    • Enter the OTP sent to your registered mobile number.
    • Press 1 for other queries.
    • Press 1 to generate Card PIN.
    • Enter the OTP sent to your registered mobile number.
    • Enter your desired 4-digit PIN followed by #.
    • Re-enter the 4-digit PIN followed by #.
    • Your PIN will be generated for your card.

  • Through Mobile Banking App:

    • Login to the Mobile Banking App with your credentials.
    • Go to the “Card Services” menu, then “Credit Card Services”.
    • Select the Active Card for which the PIN is to be generated.
    • Select the “Generate PIN” option.
    • Enter the OTP sent to your registered mobile number.
    • Enter your desired 4-digit PIN.
    • Re-enter the 4-digit PIN.
    • Your PIN will be generated for your card.

  • Through BOI Credit Control App:

    • Login to the App with your credentials.
    • Select the Card for which the PIN is to be generated.
    • Select the “Change Green PIN” option.
    • Enter the OTP sent to your registered mobile number.
    • Enter your desired 4-digit PIN.
    • Re-enter the 4-digit PIN.
    • Your PIN will be generated for your card.

  • Through Bank’s Website:

    • Click on https://cclogin.bankofindia.co.in/.
    • Login using your Customer ID registered with the card and password.
    • Under the “Requests” tab, click on “Green PIN”.
    • Select your Card Number.
    • Enter the OTP sent to your registered mobile number.
    • Enter your desired 4-digit PIN.
    • Re-enter the 4-digit PIN.
    • Your PIN will be generated for your card.

Set Limits and Channels for Card Usage

  • Through Bank’s Website:

    • Click on https://cclogin.bankofindia.co.in/.
    • Login using your Customer ID registered with the card and password.
    • Under the “Requests” tab, click on “Channel Configuration”.
    • Select your Card Number.
    • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
    • Click on submit to save the changes. The limits will be updated successfully.

  • Through Omni Neo Mobile Banking App:

    • Log into the App and go to the “My Cards” section.
    • The card will appear in the window pane; click on it to select.
    • Select the “Set Limits and Channels” option.
    • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
    • Click on submit to save the changes. The limits will be updated successfully.

  • Through Credit Card Control App:

    • Login to the App with your credentials.
    • Select the Card for which Channels and Limits are required to be set.
    • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
    • Click on submit to save the changes. The limits will be updated successfully.

  • Through IVR/Toll Free:

    • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088.
    • Press 1 for English or 2 for Hindi.
    • Press 4 if you are an existing cardholder.
    • Enter your card number.
    • Press 2 to generate OTP.
    • Enter the OTP sent to your registered mobile number.
    • Press 1 for other queries.
    • Enable the POS/ATM/ECOM/NFC transaction flags and set the limits as per your requirement.
    • Enter the OTP sent to your registered mobile number. The limits will be updated successfully.

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Frequently Asked Questions

Clear, concise answers to help you understand this card better.