AU Small Finance BankAU Small Finance Bank

AU Zenith Credit Card

TravelInternational SpendsDining
AU Zenith Credit Card
Last updated: 5 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Shopping vouchers worth ₹1,000 on first POS transaction & 10,000 Bonus RPs on ₹1 lakh spends in 60 days.

Rewards Rate

Up to 20 RPs per ₹100 on dining, 10 RPs on International/Grocery/Departmental stores, 5 RPs on other retail.

Reward Type

Reward Points

Reward Redemption

Redeem RPs on AU Rewardz portal for vouchers, merchandise, recharges, flights/hotels. 1 RP = ₹0.25.

Domestic Lounge Access

2 complimentary domestic lounge access per quarter on minimum ₹20,000 spends.

International Lounge Access

2 complimentary international lounge access per quarter via Priority Pass. (PP usage in India chargeable).

Premium Benefits

Not Applicable

Insurance Coverage

₹2 Cr Air Accident, ₹15 Lakh Credit Shield, ₹50K Purchase Protection, Zero Card Liability & travel covers.

Movie

Not Applicable

Dining

Earn 20 RPs per ₹100 on dining at standalone restaurants (max 5,000 RPs/cycle). Also part of DinewithVisa program.

Travel Benefits

Complimentary domestic, international & railway lounge access. Visa Meet & Greet & luxury stay offers.

What matters, explained clearly

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Frequently Asked Questions

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