Adani One Signature Credit Card – Benefits, Fees & Eligibility

Adani One ICICI Bank Credit Cards

Introduction

The Adani One ICICI Bank Credit Cards, offered in collaboration between ICICI Bank and Adani Digital Labs Private Limited (Adani One), are designed for individuals, especially frequent travelers, seeking financial convenience and premium benefits. These co-branded cards provide exclusive advantages within the Adani Ecosystem, encompassing travel services, airport amenities, and various Adani group companies. Available in two variants, the Signature and Platinum cards, they offer a range of perks including flight and hotel vouchers, complimentary airport lounge access, and movie ticket discounts, catering to diverse spending habits and travel needs.

Welcome Benefits

Adani One ICICI Bank Signature Credit Card

• Flight Voucher: ₹5,000 Flight Ticket Voucher upon spending ₹25,000 within 60 days of card activation. This voucher provides a discount for flight tickets with no minimum booking value.
• Hotel Voucher: ₹2,000 Hotel Voucher upon credit card activation. This voucher can be used for a minimum transaction of ₹10,000 on the Adani One platform.
• Holiday Voucher: ₹2,000 Holiday Voucher upon credit card activation. This voucher can be used for a minimum booking of ₹20,000 on the Adani One platform.
• Voucher Validity: All welcome vouchers are valid for six months from issuance.
• Pranaam Meet & Greet Service: One complimentary Pranaam Meet and Greet Service upon card activation.
• ITC Hotel Vouchers: ₹2,000 ITC Hotel Vouchers (as part of Bonus Benefits, likely applies to Signature).
• Eazy Diner Prime Membership: Complimentary Eazy Diner Prime Membership (as part of Bonus Benefits, likely applies to Signature).

Adani One ICICI Bank Platinum Credit Card

• Flight Voucher: ₹2,000 Flight Ticket Voucher.

Fees

Adani One ICICI Bank Signature Credit Card

• Joining Fee: ₹5,000 + GST
• Renewal Fee: ₹5,000 + GST
• Spend-Based Waiver: Annual Fee Waiver on Spends of ₹6 Lakh or more in a year. EMI purchases will not count towards the minimum spend for the annual fee waiver.
• Rewards Redemption Fee: Not applicable.
• Foreign Currency Markup: 3.5%
• Interest Rates: 3.75% Per Month (45% Per Year)
• Fuel Surcharge: 1% Fuel Surcharge Waiver on Fuel Transactions (Up to ₹4,000)
• Cash Advance Charges: 2.5% of the Amount Withdrawn, Subject to a Minimum of ₹500

Adani One ICICI Bank Platinum Credit Card

• Joining Fee: ₹750 + GST
• Renewal Fee: ₹750 + GST

Rewards

Adani One ICICI Bank Signature Credit Card

• Reward Points:
  • Up to 7% Adani Reward Points per ₹100 spent on the Adani One ecosystem, including Adani-managed airports, Trainman, Adani Gas, Adani Electricity, and more.
  • 2% Adani Reward Points per ₹100 spent on international transactions.
  • 1.5% Adani Reward Points per ₹100 spent on all domestic spend categories.
  • 0.5% Adani Reward Points per ₹100 on utility and insurance spends.
  • No reward points for fuel and rent payments.
• Movies:
  • Buy 1 Get 1 free on movie tickets via BookMyShow.
  • 50% off up to ₹500 when purchasing at least two movie tickets through BookMyShow, available twice a month (maximum discount of ₹1,000 each month or ₹12,000 yearly).
• Dining:
  • Dining discounts with the Culinary Treats Programme.
  • Complimentary Eazy Diner Prime Membership.
  • Airport Dining Offer (Rewards ULTRA Program): Unlock 15% off at airport dining. Members must request the offer before placing an order or asking for the bill and present a valid, unexpired card. The retailer’s agent will provide a 15% instant discount with a maximum discount of ₹300 per transaction.
• Travel & Airport Services:
  • Complimentary Airport Services: 18 complimentary airport services per year.
  • Lounge Access:
    • 16 Domestic Lounge Access annually (4 free visits each quarter for primary cardholders). Includes access to premium lounges at Adani-managed airports.
    • 2 International Lounge Access annually for primary cardholders.
    • Priority Pass is offered.
    • No spend-based requirements to access airport lounges.
  • Pranaam Meet & Greet Service:
    • Two free Pranaam Meet and Greet Services per year.
    • One service upon card activation, and the second upon spending ₹3 lakh.
    • Eligible for Platinum Pranaam Meet and Greet Service (worth ₹1,700), including welcome by a Pranaam officer, dedicated porter for hand baggage, and stress-free check-in.
    • Must book from the Adani One platform; service offered as a 100% discount voucher.
    • Only the primary cardholder is eligible, and the cardholder must be the mandatory traveler in the booking. Only one voucher can be used per booking.
  • Valet Parking: Four valet parking spaces.
  • Premium Car Parking: Four free premium car parking spaces. Cardholders must book from the Adani One platform using the Adani Rewards Membership Account login.
  • Porter Service: Two complimentary porter services on spends of ₹1 lakh, with a maximum of 8 porter services per year.
• Lifestyle & Other Benefits (Rewards ULTRA Program):
  • Discount of up to ₹2,000 on Nasher Miles products.
  • Complimentary luggage from Nasher Miles upon activating Adani Rewards Ultra membership.
  • One year of complimentary Club ITC Silver membership. Members must meet the criteria to retain membership for the following year.
  • Complimentary guest access for children up to 12 years of age at Mumbai Airport (Domestic, Terminal 2).
  • Flat 50% discount on alcohol (maximum of 2 drinks, including IMFL and beer) at Mumbai Airport (Domestic, Terminal 2).

Adani One ICICI Bank Platinum Credit Card

• Reward Points: Up to 3% Adani Reward Points on spends.
• Movies: 20% off on Movie Tickets.
• Travel & Airport Services:
  • Complimentary Airport Services: 8 complimentary airport services per year.
  • Lounge Access: 8 Domestic Lounge Access annually.

Visa Exclusive Offers (Applicable to both cards)

• KFC: Enjoy a free snack when you Tap to Pay at your nearest KFC outlet.
• Paytm: Up to ₹500 bill payment and recharge voucher.
• Lenovo: Up to 30% + ₹2,000 off* on Laptops & PCs at Lenovo Online Store. Up to 50% + ₹1,000 off* on Tabs at Lenovo Online Store.
• Superdry: Flat 30% + 20% off*.
• Croma: Flat 5% off*.
• GRT Jewellers: Flat 1.5% off* on Gold Jewellery. Flat ₹250 off* on Silver Jewellery.
• Senco Gold: 20% off on making charges of Platinum Jewellery. Zero making charge on Diamond Jewellery. 25% off on making charges of Gold Jewellery.
• Aarke Ritu Kumar: Flat 15% off*.
• Ritu Kumar: Flat 15% off*.

Rewards Redemption Guide

• 1 Adani Reward Point = ₹1.
• Adani Reward Points can be redeemed on Adani Rewards.
• Adani Reward Points earned will be added to the Primary Cardholder’s Adani Rewards Membership Account within 45 business days of statement generation.

Card Eligibility Criteria

• Age: Applicant should be more than 21 years of age.
• Income: There should be enough income sources to meet the credit requirement.
• Credit Score: Your credit score is usually assessed by the bank before issuing the card.
• Existing ICICI Bank Credit Cardholders can also apply for the Adani One ICICI Bank Credit Card.
• If an application has been rejected, one can apply again in six months.

Documents Required

• Identity Proof: Aadhaar card, Passport, PAN card.
• Address Proof: Any Utility bill, Passport, or Voter ID.
• Income Proof: Salary slips, bank statements, or IT returns.

Card Review

The Adani One ICICI Bank Signature Credit Card is specifically designed for frequent travelers and those who regularly utilize services within the Adani ecosystem. Its primary strength lies in its exceptional reward rate of 7% on spends across the Adani network, including airports, gas, and electricity. Cardholders benefit from substantial travel perks such as complimentary domestic and international lounge access, premium parking, valet services, porter assistance, and meet-and-greet services at Adani-managed airports, making it a strong contender for individuals prioritizing comfort and convenience during their journeys. The card also offers valuable welcome benefits totaling ₹9,000 and significant movie ticket discounts of up to ₹1,000 monthly through BookMyShow, adding a lifestyle appeal.

Who Should Apply: This card is ideal for frequent domestic and international travelers, especially those who often use Adani One services (flights, hotels, airport services) and other Adani companies like Adani Gas or Electricity. Individuals seeking premium airport experiences and high reward earnings on specific ecosystem spends will find this card highly beneficial.

Pros

• Offers significant benefits for frequent domestic and international travelers, including premium upgrades, airport lounges, and parking privileges.
• Airport lounge access is provided without any spending requirements.
• A ₹5,000 flight voucher as a joining benefit effectively offsets the first-year fee.
• Includes valuable services like Pranaam Meet & Greet, which are increasingly rare on other premium cards.
• High reward rate (7%) on Adani ecosystem spends.

Cons

• There are no explicit renewal benefits associated with this card, although the annual fee waiver is available for high spenders.
• The card's strong focus on travel and the Adani ecosystem might limit its appeal to a broader audience whose spending patterns are not aligned with these categories.

Important Product Details

Adani One ICICI Bank Signature Credit Card

• Earn 7% Adani reward points per ₹100 spent on Adani One and other Adani companies.
• Earn 1.5% Adani reward points per ₹100 spent domestically.
• Earn 2% Adani reward points per ₹100 spent internationally.
• Earn 0.5% Adani reward points per ₹100 on utility and insurance spends.
• International and domestic airport lounge access is offered for primary cardholders.

Other Details

Application Process

• Go to the Adani One ICICI Bank Credit Card page and click on "Apply Now".
• Provide necessary details such as your name, address, etc.
• Video KYC: Submit the application to be redirected for Video KYC. This requires providing PAN card and Aadhaar card details, followed by a video-based verification with an ICICI Bank officer. You must come on camera, answer questions, and show the original PAN card copy. Video KYC is available 24/7.
• In-person Verification: Alternatively, customers can book an appointment for in-person KYC verification. A KYC agent will visit the customer to complete biometric fingerprint authentication, for which an Aadhaar number is mandatory.
• The card will be activated for online use in 30 minutes after approval.
• To apply, use your Aadhaar card-linked mobile number only.

Application Status Check

• Login using your ‘Mobile Number’ and ‘OTP’.
• In the profile section, click on ‘Adani One ICICI Bank Credit Card’ to see your status.
• Alternatively, you may call ICICI Customer Care at 1800 1080.

Voucher Usage Restrictions

• Flight Ticket Voucher: The cardholder must be the mandatory traveler in the booking. Any remaining payment post voucher application must be made via the Adani One ICICI Bank Credit Card.
• Pranaam or Porter Voucher: Only the cardholder under the Adani Rewards Membership Account can use this benefit. The cardholder must be the mandatory traveler in the booking.
• Multiple Vouchers: Only one voucher can be used in a single booking (for Pranaam and Porter services).

BookMyShow Offer Availment Guide

• Visit www.bookmyshow.com.
• Select your city, movie, date, cinema, and show.
• Confirm details by providing your email address and mobile number.
• Proceed to the secure payment page.
• Enter your 16-digit Adani One ICICI Bank Credit Card number, name on the card, expiry date, and CVV details. Accept the terms, conditions, and booking policy.
• To avail the offer, check 'Avail Discounts & Offers' at the bottom left.
• Select ‘Offers’, then choose the ICICI Bank Credit Card Offer from the list.
• Click 'Apply Offer' to successfully avail your discount.

Rewards ULTRA Membership Eligibility

You can become a Rewards Ultra Member by:

• Becoming an Adani One Signature or Platinum cardholder.
• OR Spending ₹25 lakh on Adani One in the past 12 months and making at least one transaction on Flights, Hotels, Pranaam Service, Car Parking, and Duty-Free.

Referral Program

• Refer Adani One ICICI Bank Credit Card and earn 750 Adani Reward Points on every successful referral.

Important Considerations Before Applying

• Be mindful of the credit limit offered according to your requirements.
• Analyze your spending patterns to choose the right card.
• Ensure your capability to repay card dues on time to avoid higher interest rates.
• Always clear credit card balances by paying bills on time.
• Check credit card statements regularly for any discrepancies.
• Do not exceed your credit limit, as it can result in high interest rates.
• Do not rely solely on minimum payments, as interest can accumulate significantly over time.
• Have a complete understanding of the terms and conditions of your credit card.

Customer Care Details

• ICICI Bank:
  • Customer Care Number: 1800 1080
  • Email: customer.care@icicibank.com
• Adani One:
  • Customer Care Number: 1800-572-11111
  • Email: support@adanione.com