AU Small Finance Bank Cashback Credit Cards
Explore top cards like the Aditya Birla AU Bank Credit Cards, AU Altura Credit Card, AU Altura Plus Credit Card, AU Bank InstaPay Credit Card, and 11 more.
15 Cards Found
Aditya Birla AU Bank Credit Cards
Joining Fee:
₹900 + GST
Renewal Fee:
₹900 + GST
Reward Type:
Reward Points, Cashback
AU Altura Credit Card
Joining Fee:
₹199 + GST
Renewal Fee:
₹199 + GST
Reward Type:
Cashback
AU Altura Plus Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points, Cashback
AU Bank InstaPay Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
AU Bank LIT Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
AU Bank Xcite Ace Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
AU Business Cashback RuPay Credit Card
Joining Fee:
₹99 + GST
Renewal Fee:
Free (1st year)
Reward Type:
Cashback
AU CA Metal Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
AU CS Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
AU Fi Magnifi Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback, Air Miles, Other Benefits
AU Kosmo Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
AU Spont Credit Card
Joining Fee:
₹299 + GST
Renewal Fee:
₹299 + GST
Reward Type:
Reward Points, Cashback
AU Small Finance Bank's Cashback Credit Cards
AU Bank has four cashback cards, two genuinely free and two fee-bearing with different billing structures.
Standard Annual Fee vs Monthly Membership
Most of AU Bank's cashback cards use a standard annual fee (or none at all), except AU Business Cashback RuPay, which bills a monthly membership fee instead - work out the annualised cost before comparing it directly against the others.
AU Bank Cashback Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| AU Bank Xcite Ace Credit Card | Lifetime Free | Cashback | Travel, dining, shopping |
| AU Bank InstaPay Credit Card | Lifetime Free | Cashback | Shopping, dining, utilities |
| AU Altura Credit Card | ₹199 + GST | Cashback | Shopping, utilities, travel |
| AU Business Cashback RuPay Credit Card | ₹99 + GST | Cashback | Business, travel, dining |
How to Choose
AU Bank Xcite Ace and InstaPay are genuinely zero fee
AU Bank Xcite Ace Credit Card and AU Bank InstaPay Credit Card both charge zero joining and renewal fee, while AU Altura Credit Card charges ₹199 + GST and AU Business Cashback RuPay charges a ₹99 + GST monthly membership fee instead of a standard annual fee.
AU Business Cashback RuPay is a business-purpose card
AU Business Cashback RuPay Credit Card is aimed at business, travel, and dining spend, with a monthly membership fee structure rather than a typical annual fee - check this billing structure before assuming it matches a standard yearly cost.