AU Small Finance BankAU Small Finance Bank

AU Spont Credit Card

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AU Spont Credit Card
Last updated: 24 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Earn 500 coins on first UPI transaction via AU 0101 App; complimentary Lifetime-Free Add-on Cards.

Rewards Rate

1% cashback on all UPI transactions and other spends like eComm, POS, and Contactless transactions.

Reward Type

Cashback

Reward Redemption

Redeem never-expiring coins from the curated rewards catalogue at AU Rewardz (https://rewardz.aubank.in/).

Domestic Lounge Access

2 complimentary domestic airport lounge accesses per quarter on achieving ₹20,000 spends.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Zero liability on fraudulent transactions post-reporting; protected against counterfeit & online frauds.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

2 complimentary domestic airport lounge accesses (spend-based) & 2 railway lounge accesses per quarter.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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