Best IndianOil Co-Branded Cards

Axis Bank runs four separate IndianOil cards

Axis Bank alone issues four IndianOil variants - the standard INDIANOIL AXIS BANK Credit Card, a Premium tier, a RuPay version, and an 'Easy' variant - all priced at ₹500-1,000 joining/renewal. If you're comparing within Axis Bank's own lineup, the differences are mainly network (Visa/Mastercard vs RuPay) and benefit tier rather than dramatically different pricing.

Kotak's version is the cheapest of the lot

The IndianOil Kotak Credit Card charges ₹449 joining/renewal, undercutting every Axis Bank, HDFC Bank, and RBL Bank variant, which mostly sit at ₹500. RBL Bank's XTRA variant is the priciest fuel-focused credit card here at ₹1,500.

There's also a debit card option, not just credit

The SBI IOCL Co-Branded Contactless RuPay Debit Card is a debit card tied to your SBI savings account rather than a credit line - worth knowing if you'd rather not take on a new credit product just to get IndianOil-linked fuel benefits.

Check active status before applying

The IndianOil Citi Credit Card is currently inactive for new applicants, even though it was historically part of this lineup - Citibank's retail credit card business in India was sold to Axis Bank, which explains the discontinuation.