What is the main advantage of the IndianOil RBL Bank XTRA Credit Card?

The IndianOil RBL Bank XTRA Credit Card primarily offers significant savings on fuel expenses, providing an 8.5% value back at IndianOil Fuel Stations.

What are the joining and renewal fees for the IndianOil RBL Bank XTRA Credit Card?

The IndianOil RBL Bank XTRA Credit Card has a joining fee of ₹1,500 + GST and a renewal fee of ₹1,500 + GST.

How can I get an annual fee waiver on the IndianOil RBL Bank XTRA Credit Card?

You can get an annual fee waiver on the IndianOil RBL Bank XTRA Credit Card by spending ₹2.75 Lakh in a year.

What is the reward rate for fuel purchases with the IndianOil RBL Bank XTRA Credit Card?

The IndianOil RBL Bank XTRA Credit Card offers 15 Fuel Points for every ₹100 spent at IndianOil stations, equating to a 7.5% reward rate.

How do I redeem Fuel Points earned with my IndianOil RBL Bank XTRA Credit Card?

Fuel Points from the IndianOil RBL Bank XTRA Credit Card can be redeemed instantly at IndianOil outlets, where 1 Fuel Point is equivalent to ₹0.50.

Does the IndianOil RBL Bank XTRA Credit Card provide lounge access?

No, the IndianOil RBL Bank XTRA Credit Card does not offer domestic or international airport lounge access benefits.

What is the foreign currency markup fee on the IndianOil RBL Bank XTRA Credit Card?

The foreign currency markup on the IndianOil RBL Bank XTRA Credit Card is 3.5% of the transaction amount.

Are there any welcome benefits with the IndianOil RBL Bank XTRA Credit Card?

Yes, with the IndianOil RBL Bank XTRA Credit Card, you get 3,000 Fuel Points (worth ₹1,500) upon payment of joining fee and ₹500+ spend within 30 days.

What is the maximum fuel surcharge waiver on the IndianOil RBL Bank XTRA Credit Card?

The IndianOil RBL Bank XTRA Credit Card offers a 1% fuel surcharge waiver, capped at ₹200 per month.

Can the IndianOil RBL Bank XTRA Credit Card be linked to UPI?

Yes, the RuPay-powered IndianOil RBL Bank XTRA Credit Card can be linked to various UPI applications for easy payments.

RBL Bank

IndianOil RBL Bank XTRA Credit Card

Fuel

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 3,000 Fuel Points (worth ₹1,500) on spending ₹500+ within 30 days of card issuance.

Rewards Rate

Earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations (7.5% reward rate).

Reward Type

Reward Points

Reward Redemption

1 Fuel Point equals ₹0.50 at IndianOil Outlets. Instant redemption via POS machine.

Domestic Lounge Access

Not applicable

International Lounge Access

Not applicable

Premium Benefits

Not applicable

Insurance Coverage

Not applicable

Movie

Not applicable

Dining

Not applicable

Travel Benefits

Not applicable

What matters, explained clearly

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