HDFC Bank
Last updated: 20 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Joining fee waiver on spending ₹20,000 in the first 90 days from card issuance.
Rewards Rate
Earn 5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments. 1 Fuel Point for every ₹150 on other spends.
Reward Type
Fuel Points
Reward Redemption
Redeem Fuel Points for free fuel via IXRP (₹0.96/FP), NetBanking products (₹0.20/FP), or cashback (₹0.20/FP).
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Not Applicable
What matters, explained clearly
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Frequently Asked Questions
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