Name: IndianOil HDFC Bank Credit Card
Brand: hdfc
SKU: indianoil-hdfc-bank-credit-card
Price: 500 INR
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. What are the benefits of the IndianOil HDFC Bank Credit Card?

Accepted Answer

The IndianOil HDFC Bank Credit Card offers 5% Fuel Points on fuel, groceries, and utility bill payments in the first 6 months (maximum 250 Fuel Points per month), after which it's capped at 150 Fuel Points per month. It also provides a 1% fuel surcharge waiver and a renewal fee waiver on annual spends of Rs 50,000 or more.

Question 2

2. How do I redeem Fuel Points earned on the IndianOil HDFC Bank Credit Card?

Accepted Answer

You can redeem your Fuel Points through the IndianOil XTRAREWARDS Program, where 1 Fuel Point equals Rs 0.96. Points can also be redeemed for product catalog or statement cash at the rate of 1 Fuel Point = Rs 0.20.

Question 3

3. What is the validity of Fuel Points accumulated on the IndianOil HDFC Bank Credit Card?

Accepted Answer

The Fuel Points accumulated on the IndianOil HDFC Bank Credit Card are valid for 2 years from the date of accumulation.

Question 4

4. How much is the annual fee for the IndianOil HDFC Bank Credit Card?

Accepted Answer

The annual fee for the IndianOil HDFC Bank Credit Card is Rs 500 plus applicable taxes. However, the renewal fee is waived if you spend Rs 50,000 or more annually.

Question 5

5. What is the interest rate charged on the IndianOil HDFC Bank Credit Card?

Accepted Answer

The interest rate on the IndianOil HDFC Bank Credit Card is 3.49% per month (41.88% annually).

Question 6

6. Which cities offer the IndianOil HDFC Bank Credit Card?

Accepted Answer

The IndianOil HDFC Bank Credit Card is offered in cities like Bangalore, Chennai, Delhi, Gurgaon, Hyderabad (including Secunderabad), Mumbai (including Thane, Vashi), and Pune.

Question 7

7. What are the eligibility criteria for applying for the IndianOil HDFC Bank Credit Card?

Accepted Answer

For salaried employees, the age should be between 21 to 60 years with a minimum income of Rs 1,44,000 per annum. For self-employed individuals, the age should be between 21 to 65 years with a minimum income of Rs 6,00,000 per annum.

IndianOil HDFC Bank Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

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Reward Redemption

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Travel Benefits

Domestic Lounge Access

International Lounge Access

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