Kotak Mahindra Bank
Benefits & Features
Welcome Offer
Get 1000 Reward Points as a welcome benefit on spending INR 500 or more within 30 days of card issuance.
Rewards Rate
Earn 24 RPs on every INR 150 on fuel (4% back) & 12 RPs on dining/groceries (2% back).
Reward Type
Reward Points
Reward Redemption
Redeem RPs as cashback (1 RP = ₹0.20), via Kotak catalog, or convert to IndianOil XTRAREWARDS points.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Personal accident insurance cover of INR 2,00,000 included for financial security.
Movie
Not Applicable
Dining
Get 2% back as Reward Points on Grocery and Dining spends, capped at 800 RPs per cycle.
Travel Benefits
Not Applicable
What matters, explained clearly
Frequently Asked Questions
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