What are the main benefits of the IndianOil RBL Bank Credit Card?

The IndianOil RBL Bank Credit Card primarily offers accelerated rewards and savings on fuel purchases at IndianOil outlets, including a 1% fuel surcharge waiver.

What is the joining fee for the IndianOil RBL Bank Credit Card?

The IndianOil RBL Bank Credit Card has a joining fee of ₹500 + GST.

How are reward points earned with the IndianOil RBL Bank Credit Card?

You earn 10 Fuel Points for every ₹100 spent at IndianOil fuel stations and 1 Fuel Point for every ₹100 on other eligible spends with this card.

Can the annual fee for the IndianOil RBL Bank Credit Card be waived?

Yes, the annual fee for the IndianOil RBL Bank Credit Card can be waived if you spend ₹1.75 Lakh in a year.

What is the value of 1 Fuel Point on the IndianOil RBL Bank Credit Card?

Each Fuel Point on the IndianOil RBL Bank Credit Card is valued at ₹0.50, especially when redeemed at IndianOil fuel stations.

Does the IndianOil RBL Bank Credit Card offer lounge access?

No, the IndianOil RBL Bank Credit Card does not offer complimentary domestic or international lounge access benefits.

Are there any fees for redeeming reward points from the IndianOil RBL Bank Credit Card?

Yes, a rewards redemption fee of ₹99 + GST applies when redeeming reward points from your IndianOil RBL Bank Credit Card.

What is the foreign currency markup on the IndianOil RBL Bank Credit Card?

The foreign currency markup on the IndianOil RBL Bank Credit Card is 3.5% on international spends.

Is the IndianOil RBL Bank Credit Card suitable for general spending?

While it can be used for general spending, the IndianOil RBL Bank Credit Card is best suited for fuel purchases, as other categories earn fewer rewards.

What are the total savings one can expect on fuel with this card?

With its reward rate and 1% fuel surcharge waiver, the IndianOil RBL Bank Credit Card offers total savings of up to 6% on fuel expenditure.

RBL Bank

IndianOil RBL Bank Credit Card

Fuel

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

1,000 Fuel Points

Rewards Rate

Earn 10 Fuel Points/₹100 on IndianOil fuel, 1 Fuel Point/₹100 on other spends.

Reward Type

Reward Points

Reward Redemption

1 Fuel Point = ₹0.50. Best redeemed at IndianOil fuel stations.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Not Applicable

What matters, explained clearly

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Frequently Asked Questions

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