Best Paytm Co-Branded Credit Cards
Explore top cards like the Paytm AU Credit Card, Paytm HDFC Bank Business Credit Card, Paytm HDFC Bank Credit Card, Paytm HDFC Bank Mobile Credit Card, and 4 more.
8 Cards Found
Paytm AU Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
Paytm HDFC Bank Business Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Reward Type:
Cashback
Paytm HDFC Bank Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Reward Type:
Cashback
Paytm HDFC Bank Mobile Credit Card
Joining Fee:
₹149 + GST
Renewal Fee:
₹149 + GST
Reward Type:
Cashback
Paytm HDFC Bank SELECT Business Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Cashback
Paytm HDFC Bank Select Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Cashback
Paytm SBI Credit Card Select
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Paytm SBI Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Cashback
Paytm Credit Cards - One Free Option, Several Fee Tiers
Paytm's co-branded lineup spans AU Small Finance Bank, HDFC Bank (four variants, personal and business), and SBI Card (two variants).
The Only Fee-Free Card Here
The Paytm AU Credit Card charges zero joining and renewal fee while still earning both Reward Points and Cashback - the strongest starting point if fee-free is the priority. Every other Paytm card in this lineup carries a fee from ₹499 upward.
Personal vs Business
HDFC Bank splits its Paytm cards between personal use (Paytm HDFC Bank Credit Card) and business spend (Paytm HDFC Bank SELECT Business Credit Card) - check which of the four HDFC variants are currently active before choosing, since two of them no longer accept new applicants.
Paytm Credit Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Paytm AU Credit Card | Lifetime Free | Reward Points, Cashback | Fee-free, Reward Points + Cashback |
| Paytm HDFC Bank Credit Card | ₹500 + GST | Cashback | ₹500, Cashback |
| Paytm HDFC Bank SELECT Business Credit Card | ₹1,000 + GST | Cashback | ₹1,000, business |
| Paytm SBI Credit Card Select | ₹1,499 + GST | Reward Points | ₹1,499, Reward Points |
How to Choose
AU Bank's Paytm card is the only fee-free option
The Paytm AU Credit Card charges zero joining and renewal fee while still earning Reward Points and Cashback - the rest of the Paytm lineup, from HDFC Bank and SBI Card, all carry a fee starting at ₹499.
HDFC Bank's four Paytm variants split personal and business use
HDFC Bank issues both personal (Paytm HDFC Bank Credit Card, Paytm HDFC Bank Mobile Credit Card) and business-focused (Paytm HDFC Bank Business Credit Card, Paytm HDFC Bank SELECT Business Credit Card) variants - two of the four are currently inactive, so confirm which are open before applying.
SBI Card's Select variant earns differently than the rest
Most Paytm cards earn straightforward Cashback, but the Paytm SBI Credit Card Select earns standard Reward Points instead - worth checking if cashback specifically (rather than points you redeem later) is what you're after.