Benefits & Features
Welcome Offer
Receive a complimentary Paytm First Membership and a Rs.500 Gift Voucher upon meeting initial activation criteria.
Rewards Rate
Earn 5% Cashpoints on Paytm Utility/Travel/Movies, 3% on Swiggy/AJIO/Uber, and 1% on other spends.
Reward Type
Cashback
Reward Redemption
Redeem Cashpoints as 1:1 cashback against statement balance or for travel benefits/catalogue.
Domestic Lounge Access
12 complimentary domestic airport lounge accesses annually, capped at 3 visits per quarter.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Personal Accidental Death/Permanent Disability Cover was offered but discontinued effective Feb 1, 2023.
Movie
Earn 5% Cashpoints on movies booked via Paytm App, capped at 1500 Cashpoints monthly.
Dining
Up to 20% discount on partner restaurants via Dineout.
Travel Benefits
Earn 5% Cashpoints on travel bookings via Paytm and redeem Cashpoints for Smartbuy flights/hotels.
What matters, explained clearly
Frequently Asked Questions
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