What is the annual fee for the Paytm HDFC Bank Select Credit Card?

The annual membership fee for the Paytm HDFC Bank Select Credit Card is Rs. 1,000 + GST, which is waivable based on spending.

How can I get the annual fee waived for the Paytm HDFC Bank Select Credit Card?

The first-year fee for the Paytm HDFC Bank Select Credit Card is waived on spending Rs. 50,000 within 90 days, and the renewal fee on Rs. 1.5 lakhs in the preceding year.

What kind of rewards can I earn with the Paytm HDFC Bank Select Credit Card?

You earn Cashpoints: 5% on Paytm, 3% on Swiggy, Ajio, Big Basket & Uber, and 1% on other retail spends with your Paytm HDFC Bank Select Credit Card.

How can I redeem Cashpoints earned with the Paytm HDFC Bank Select Credit Card?

Cashpoints from the Paytm HDFC Bank Select Credit Card can be redeemed as 1:1 cashback against your statement balance or for travel/catalogue at SmartBuy.

Are there any welcome benefits with the Paytm HDFC Bank Select Credit Card?

Yes, the Paytm HDFC Bank Select Credit Card offers a Paytm First Membership as a welcome benefit for customers onboarded before September 10, 2024, requiring a minimum transaction.

What is the foreign currency markup on the Paytm HDFC Bank Select Credit Card?

The foreign currency markup on the Paytm HDFC Bank Select Credit Card is 3.5% of the transaction amount.

Does the Paytm HDFC Bank Select Credit Card have a fuel surcharge waiver?

Yes, the Paytm HDFC Bank Select Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 400-5,000, capped at Rs. 500 per month.

What are the milestone benefits of the Paytm HDFC Bank Select Credit Card?

You can earn Gift Vouchers worth Rs. 500 on spending Rs. 50,000 every calendar quarter with your Paytm HDFC Bank Select Credit Card.

HDFC Bank

Paytm HDFC Bank Select Credit Card

Q: Does the Paytm HDFC Bank Select Credit Card offer lounge access?

Yes, the Paytm HDFC Bank Select Credit Card provides 8 complimentary domestic airport lounge accesses per calendar year, capped at two visits quarterly.

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Last updated: 27 October 2025

Benefits & Features

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Welcome Offer

Paytm First Membership (min. 1 transaction of Rs. 100). Not for customers onboarded after Sep 10, 2024.

Rewards Rate

Up to 5% Cashpoints on Paytm, 3% on Swiggy, Ajio, BigBasket & Uber, 1% on other retail.

Reward Type

Reward Points

Reward Redemption

Redeem Cashpoints as 1:1 cashback against statement or for travel/catalogue at SmartBuy (1:0.3).

Domestic Lounge Access

8 complimentary domestic airport lounge accesses per year, capped at 2 visits per quarter.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Enjoy 5% cashback on movie ticket bookings made via Paytm.

Dining

Earn 3% Cashpoints on Swiggy & Uber spends, plus 20% discount via Dineout.

Travel Benefits

8 complimentary domestic lounge access annually (2/quarter) & 5% Cashpoints on Paytm travel.

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