Name: Paytm HDFC Bank Business Credit Card
Brand: hdfc
SKU: paytm-hdfc-bank-business-credit-card
Price: 500 INR
Availability: InStock

Question 1

What are the main benefits of the Paytm HDFC Bank Business Credit Card?

Accepted Answer

The Paytm HDFC Bank Business Credit Card offers high cashback on Paytm spends, milestone vouchers, and an interest-free credit period of up to 50 days.

Question 2

What are the joining and renewal fees for the Paytm HDFC Bank Business Credit Card?

Accepted Answer

The Paytm HDFC Bank Business Credit Card has a joining fee of ₹500 + taxes and a renewal fee of ₹500 + taxes.

Question 3

Can the annual fee for the Paytm HDFC Bank Business Credit Card be waived?

Accepted Answer

Yes, the first-year fee is waived on spending ₹30,000 in 90 days, and the renewal fee on ₹50,000 in the preceding 12 months.

Question 4

How do I earn rewards with the Paytm HDFC Bank Business Credit Card?

Accepted Answer

With the Paytm HDFC Bank Business Credit Card, you earn up to 3% cashpoints on Paytm spends, 2% on other select Paytm spends, and 1% on retail spends.

Question 5

How can I redeem cashpoints earned on my Paytm HDFC Bank Business Credit Card?

Accepted Answer

Cashpoints from the Paytm HDFC Bank Business Credit Card can be redeemed as cashback (1:1) or for travel/catalogue via SmartBuy (1:0.3).

Question 6

Does the Paytm HDFC Bank Business Credit Card offer airport lounge access?

Accepted Answer

No, the Paytm HDFC Bank Business Credit Card does not provide complimentary airport lounge access.

Question 7

What is the foreign currency markup fee on the Paytm HDFC Bank Business Credit Card?

Accepted Answer

The foreign currency markup fee for the Paytm HDFC Bank Business Credit Card is 3.5% + applicable taxes.

Question 8

Are there any welcome benefits with the Paytm HDFC Bank Business Credit Card?

Accepted Answer

Yes, the Paytm HDFC Bank Business Credit Card offers a complimentary Paytm First Membership and a ₹250 Gift Voucher on activation (conditions apply).

Question 9

What is the interest rate on the Paytm HDFC Bank Business Credit Card?

Accepted Answer

The Paytm HDFC Bank Business Credit Card has an interest rate of 3.6% per month (43.2% annually) on outstanding balances.

Question 10

Is there a fuel surcharge waiver on the Paytm HDFC Bank Business Credit Card?

Accepted Answer

Yes, the Paytm HDFC Bank Business Credit Card offers a 1% fuel surcharge waiver (capped at ₹250 per cycle) on transactions between ₹400 and ₹5,000.

Paytm HDFC Bank Business Credit Card

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