Name: Paytm HDFC Bank Business Credit Card
Brand: hdfc
SKU: paytm-hdfc-bank-business-credit-card
Price: 500 INR
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. What are the key benefits of the Paytm HDFC Bank Business Credit Card?

Accepted Answer

The Paytm HDFC Bank Business Credit Card offers up to 3% cashback on Paytm transactions, a complimentary Paytm First membership, fuel surcharge waivers, and access to quick loan options for businesses.

Question 2

2. How can I earn cashback with the Paytm HDFC Bank Business Credit Card?

Accepted Answer

Cardholders earn up to 3% cashback on Paytm transactions, 2% cashback on other Paytm spends, and 1% cashback on retail purchases, excluding fuel, EMIs, and educational expenses.

Question 3

3. Can I waive the first-year fee for the Paytm HDFC Bank Business Credit Card?

Accepted Answer

Yes, the first-year membership fee can be waived off if you spend Rs. 30,000 (Non-EMI spends) within the first 90 days of card issuance.

Question 4

4. What is the fuel surcharge waiver on the Paytm HDFC Bank Business Credit Card?

Accepted Answer

Cardholders enjoy a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000, with a maximum cap of Rs. 250 per statement cycle.

Question 5

5. What is the cashback redemption process for the Paytm HDFC Bank Business Credit Card?

Accepted Answer

Cashback earned on the Paytm HDFC Bank Business Credit Card can be redeemed against the outstanding balance, or for categories like Smartbuy (Flights/Hotels), Airmiles, and Product Catalogue.

Question 6

6. How can a cardholder activate the Paytm HDFC Bank Business Credit Card?

Accepted Answer

To activate the Paytm HDFC Bank Business Credit Card, complete 6 non-EMI transactions within the first 90 days to receive a Rs. 250 activation benefit voucher.

Question 7

7. What is the interest rate on outstanding balances for the Paytm HDFC Bank Business Credit Card?

Accepted Answer

The Paytm HDFC Bank Business Credit Card has an interest rate of 3.6% per month (43.2% annually) on the outstanding balance if not paid by the due date.

Paytm HDFC Bank Business Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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