What are the joining and renewal fees for the Paytm SBI Card Select?

The joining fee and annual renewal fee for the Paytm SBI Card Select are both Rs 1,499 + applicable taxes.

How can I earn cashback with the Paytm SBI Card Select?

You can earn 5% cashback on Paytm Travel, Mall, and Movies, 2% on other Paytm App purchases, and 1% on all other spends with the Paytm SBI Card Select.

Does the Paytm SBI Card Select offer airport lounge access?

Yes, the Paytm SBI Card Select provides 4 complimentary domestic lounge visits annually and a Priority Pass membership for international lounges (visit charges apply).

Are there any welcome benefits with the Paytm SBI Card Select?

Upon activation, the Paytm SBI Card Select offers a complimentary Paytm First Membership and a Rs 750 welcome cashback, credited to your Paytm Wallet.

What are the milestone benefits of the Paytm SBI Card Select?

The Paytm SBI Card Select offers a complimentary Paytm First Membership voucher for annual spends of Rs 1 lakh and E-Gift Vouchers for spends of Rs 4 lakh (Rs 2,000) and Rs 6 lakh (Rs 4,000).

Does the Paytm SBI Card Select have a fuel surcharge waiver?

Yes, the Paytm SBI Card Select offers a 1% fuel surcharge waiver on transactions between Rs 500 and Rs 4,000, capped at Rs 250 per cycle.

What insurance benefits are included with the Paytm SBI Card Select?

The Paytm SBI Card Select includes a complimentary Cyber Fraud Insurance cover of Rs 2,00,000, protecting against various types of fraudulent card usage.

How are rewards redeemed on the Paytm SBI Card Select?

Cashback is earned as reward points (1 RP = Re 1) and automatically redeemed to your Paytm Wallet as Gift Voucher balance, with a Rs 99 redemption fee.

What is the foreign currency markup on the Paytm SBI Card Select?

The Paytm SBI Card Select has a foreign currency markup of 3.5% on international transactions.

State Bank of India

Paytm SBI Credit Card Select

ShoppingTravelMovies

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Complimentary Paytm First Membership & Rs 750 welcome cashback (as Reward Points to Paytm Wallet).

Rewards Rate

Earn 5% cashback on Paytm Travel, Mall, Movies; 2% on other Paytm App purchases; 1% on all other online/offline spends.

Reward Type

Cashback and Reward Points

Reward Redemption

Cashback as reward points, 1 Reward Point = Re 1, automatically redeemed to Paytm Wallet as Gift Voucher balance.

Domestic Lounge Access

Enjoy complimentary access to Domestic Lounges 4 times per year, capped at 1 visit per quarter.

International Lounge Access

Complimentary Priority Pass membership for first two years. Note: visit charges apply per visit.

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary Cyber Fraud Insurance cover of Rs 2,00,000 against fraudulent card usage and online fraud.

Movie

Earn 5% cashback on Paytm Movies purchases through the Paytm App.

Dining

Not Applicable

Travel Benefits

Complimentary domestic lounge access (4 times/year), Priority Pass membership (first 2 years), and cashback on Paytm Travel.

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