What are the PVR Kotak card movie benefits?

PVR Kotak Gold offers 1 free PVR INOX ticket per month; PVR Kotak Platinum offers 2 free tickets per month. Both cards also provide discounts on food combos at PVR INOX and accelerated reward points on entertainment spends. The monthly ticket credits are auto-applied at the PVR INOX box office or app.

Is the Kotak 811 DreamDifferent card lifetime free?

Yes, the Kotak 811 Dream Different card is lifetime free with no joining or annual fee. It earns 2% cashback on online spends and 1% on offline transactions, with cashback credited to the statement monthly. It is one of India's best no-fee entry-level cards for digital-first banking users.

What is the Kotak White Reserve card and how do I get it?

The Kotak White Reserve is Kotak's ultra-premium metal credit card - one of India's most exclusive cards. It offers unlimited domestic and international lounge access, a dedicated relationship manager, premium concierge, and high reward earn rates. It is primarily offered by invitation to Kotak Wealth Management customers or customers with significant assets or spend history with the bank.

How do I redeem Kotak reward points?

Kotak reward points can be redeemed via the Kotak Mahindra Bank website or mobile app under the 'Rewards' section. Options include statement credit, merchandise catalogue, gift vouchers for popular brands, and travel bookings. Points are valid for 3 years from the date of earning and do not expire for White Reserve cardholders.

Kotak Mahindra Bank Credit Cards

Kotak Mahindra Bank - Lifestyle & Entertainment Cards

Est.2003 (banking licence)HQMumbai, Maharashtra29 Cards Available

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Total Cards

Avg. Joining Fee

₹868

About This Bank

Kotak Mahindra Bank Credit Cards - 2026 Overview

Kotak Mahindra Bank has built a credit card portfolio that covers the full spectrum from zero-fee digital cards to ultra-premium metal products. The bank is particularly known for its PVR INOX co-branded cards, its digital-first 811 card, and the White Reserve - one of India's most exclusive credit cards.

Portfolio Highlights

Entry & Digital: 811 Dream Different (lifetime free, up to 2% cashback), Urbane Gold - zero-hassle cards for first-time users and digital banking customers looking for straightforward rewards.

Entertainment: PVR Kotak Gold, PVR Kotak Platinum - free PVR INOX movie tickets every month (1 and 2 tickets respectively), popcorn combo discounts, and accelerated reward points on entertainment spends. Ideal for regular moviegoers.

Lifestyle & Mid-Tier: League Platinum, Mojo Platinum, Royale Signature, Zen Signature - milestone-based reward structures, dining vouchers, complimentary lounge access, and strong everyday reward rates in the â‚¹3,000-6,000 annual fee bracket.

Travel: Kotak DreamDifferent, Privy League Signature - domestic lounge access, accelerated points on travel bookings, and hotel partnerships for business travellers.

Ultra-Premium: White Reserve - Kotak's exclusive invite-only card offering premium concierge, unlimited lounge access (domestic and international), and a dedicated relationship manager. One of India's most feature-rich super-premium cards.

Why Kotak Stands Out

811 digital ecosystem: The 811 savings account and credit card combination offers India's most seamless digital-first banking experience, with instant card issuance and no physical branch visit required
PVR INOX partnership: The best co-branded entertainment card in India for frequent moviegoers
White Reserve exclusivity: Among the few Indian bank cards with truly unlimited international lounge access and personal concierge as standard benefits
Reward Points: Kotak rewards are earned at competitive rates and can be redeemed for statement credit, merchandise, and travel bookings via the Kotak rewards portal

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Eligibility Guide

Min. Income

â‚¹3 lakh p.a.

CIBIL Score

700+

Age Range

21-65 years

Eligibility for Kotak Mahindra Bank Credit Cards

General Criteria

Age: 21-65 years
Income: â‚¹3 lakh p.a. (811 / Urbane); â‚¹5 lakh+ (League Platinum / Mojo); â‚¹10 lakh+ (Royale Signature); â‚¹25 lakh+ (White Reserve)
Credit Score: 700+ recommended; 750+ for Royale Signature and above
Employment: Salaried or self-employed

811 Card (Digital Apply)

The Kotak 811 card can be applied for entirely digitally via the Kotak 811 app. No branch visit is required, and the card is issued instantly to the 811 savings account. Eligibility is flexible, making it accessible to first-time credit card users.

Premium Cards

League Platinum, Royale Signature, and White Reserve require an existing Kotak Mahindra Bank relationship (salary account, savings account, or FD above threshold) or an in-branch application with income proof. White Reserve is primarily invite-only or through a Kotak Wealth relationship manager.

Key Documents

PAN card and Aadhaar (address proof)
Last 3 months' salary slips or bank statements
ITR for self-employed applicants

All Kotak Mahindra Bank Credit Cards

Myntra Kotak Credit Card

The Myntra Kotak Credit Card, a co-branded offering, was designed specifically for young fashion enthusiasts and frequent shoppers on Myntra. It provi...

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Reward Type:

Cashback

ShoppingDining

Kotak 811 #DreamDifferent Credit Card

The Kotak 811 Dream Different Credit Card is a secured card for building credit, offering zero joining/renewal fees. It provides strong rewards, espec...

Joining Fee:

Nil

Renewal Fee:

Nil

Reward Type:

Reward Points

ShoppingFuelTravel

Kotak Mojo Platinum Credit Card

The Kotak Mojo Platinum Credit Card offers a rewarding experience with Mojo Points redeemable across various categories like shopping and travel. It p...

Joining Fee:

₹1,000 + GST

Renewal Fee:

₹1,000 + GST

Reward Type:

Reward Points

ShoppingTravel

Kotak League Platinum Credit Card

The Kotak League Platinum Credit Card is a popular, often lifetime-free offering designed for exclusive rewards and privileges. Cardholders enjoy high...

Joining Fee:

Nil

Renewal Fee:

Nil

Reward Type:

Reward Points

ShoppingMoviesTravel

PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is specifically designed for movie enthusiasts, offering an enhanced cinematic experience with #UnlimitedEntertainment....

Joining Fee:

Nil

Renewal Fee:

₹499 + GST

Reward Type:

Movie Tickets & Discounts

MoviesDining

6E Rewards XL – Indigo Kotak Bank Credit Card

The Kotak IndiGo 6E Rewards XL Credit Card was a premium travel-focused card designed for frequent IndiGo flyers. It offered significant welcome benef...

Joining Fee:

₹1,500 + GST

Renewal Fee:

₹1,500 + GST

Reward Type:

Reward Points

TravelDiningShopping

6E Rewards – Indigo Kotak Bank Credit Card

The Kotak IndiGo 6E Rewards Credit Card was a co-branded card offering travel perks, including discounted IndiGo bookings and complimentary flight tic...

Joining Fee:

₹700 + GST

Renewal Fee:

₹700 + GST

Reward Type:

Reward Points

TravelDiningShopping

IndianOil Kotak Credit Card

The IndianOil Kotak Credit Card is a co-branded fuel credit card offering significant savings on IndianOil fuel, with up to 5% value back. It provides...

Joining Fee:

₹449 + GST

Renewal Fee:

₹449 + GST

Reward Type:

Reward Points

FuelDiningShopping

Kotak White Reserve Credit Card

The Kotak White Reserve Credit Card is a super-premium metal card designed for high-net-worth individuals. It offers exclusive benefits including a un...

Joining Fee:

₹12,500 + GST

Renewal Fee:

₹12,500 + GST

Reward Type:

Reward Points

PremiumTravelDining

Frequently Asked Questions

Clear, concise answers to help you understand this card better.