Kotak Mahindra Bank Credit Cards
Kotak Mahindra Bank - Lifestyle & Entertainment Cards
29
₹868
Myntra Kotak Credit Card
Cashback, Reward Points, Vouchers & Discounts
About This Bank
Kotak Mahindra Bank Credit Cards - 2026 Overview
Kotak Mahindra Bank has built a credit card portfolio that covers the full spectrum from zero-fee digital cards to ultra-premium metal products. The bank is particularly known for its PVR INOX co-branded cards, its digital-first 811 card, and the White Reserve - one of India's most exclusive credit cards.
Entry & Entertainment Cards Compared
With 29 active cards, Kotak's lineup ranges from free digital-first cards to ultra-premium metal products - these tables group similar cards for comparison.
| Card | Annual Fee | Best For |
|---|---|---|
| Kotak 811 DreamDifferent | Nil | Free entry-level, secured/FD option |
| Kotak League Platinum | Nil | Free everyday rewards |
| Kotak Urbane Gold | Nil (₹199 renewal) | Low-fee everyday spending |
| PVR INOX Kotak | Nil (₹499 renewal) | Movie tickets + F&B discounts |
| PVR Kotak Platinum | Nil (₹999 renewal) | Higher movie-ticket cap |
| Kotak Mojo Platinum | ₹1,000 + GST | Step-up from League Platinum |
Premium Cards Compared
| Card | Annual Fee | Best For |
|---|---|---|
| IndianOil Kotak | ₹449 + GST | IndianOil fuel savings |
| Kotak Zen Signature | ₹1,500 + GST | Mid-tier lifestyle |
| Kotak Royale Signature | Check card page | Aspiring premium customers |
| Kotak White Reserve | ₹12,500 + GST | Ultra-premium, invite-only |
Portfolio Highlights
Entry & Digital: 811 Dream Different (lifetime free), League Platinum, Urbane Gold - zero-hassle cards for first-time users and digital banking customers looking for straightforward rewards.
Entertainment: PVR INOX Kotak, PVR Kotak Platinum - free PVR INOX movie tickets every month, popcorn combo discounts, and accelerated reward points on entertainment spends. Ideal for regular moviegoers.
Lifestyle & Mid-Tier: Mojo Platinum, Royale Signature, Zen Signature - milestone-based reward structures, dining vouchers, complimentary lounge access, and strong everyday reward rates.
Ultra-Premium: White Reserve - Kotak's exclusive invite-only card offering premium concierge, unlimited lounge access (domestic and international), and a dedicated relationship manager. One of India's most feature-rich super-premium cards.
Why Kotak Stands Out
- 811 digital ecosystem: The 811 savings account and credit card combination offers India's most seamless digital-first banking experience, with instant card issuance and no physical branch visit required
- PVR INOX partnership: The best co-branded entertainment card in India for frequent moviegoers
- White Reserve exclusivity: Among the few Indian bank cards with truly unlimited international lounge access and personal concierge as standard benefits
- Reward Points: Kotak rewards are earned at competitive rates and can be redeemed for statement credit, merchandise, and travel bookings via the Kotak rewards portal
Featured Kotak Mahindra Bank Cards
PVR Kotak Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
Kotak 811 #DreamDifferent Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
Kotak Royale Signature Credit Card
Joining Fee:
Nil
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
Kotak White Reserve Credit Card
Joining Fee:
₹12,500 + GST
Renewal Fee:
₹12,500 + GST
Reward Type:
Reward Points
Kotak League Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
Kotak Mojo Platinum Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-65 years
Eligibility for Kotak Mahindra Bank Credit Cards
General Criteria
- Age: 21-65 years
- Income: ₹3 lakh p.a. (811 / Urbane); ₹5 lakh+ (League Platinum / Mojo); ₹10 lakh+ (Royale Signature); ₹25 lakh+ (White Reserve)
- Credit Score: 700+ recommended; 750+ for Royale Signature and above
- Employment: Salaried or self-employed
811 Card (Digital Apply)
The Kotak 811 card can be applied for entirely digitally via the Kotak 811 app. No branch visit is required, and the card is issued instantly to the 811 savings account. Eligibility is flexible, making it accessible to first-time credit card users.
Premium Cards
League Platinum, Royale Signature, and White Reserve require an existing Kotak Mahindra Bank relationship (salary account, savings account, or FD above threshold) or an in-branch application with income proof. White Reserve is primarily invite-only or through a Kotak Wealth relationship manager.
Key Documents
- PAN card and Aadhaar (address proof)
- Last 3 months' salary slips or bank statements
- ITR for self-employed applicants
All Kotak Mahindra Bank Credit Cards
Browse & filter all Kotak Mahindra Bank cards →
Myntra Kotak Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Reward Type:
Cashback
Kotak 811 #DreamDifferent Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
Kotak Mojo Platinum Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points
Kotak League Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
PVR INOX Kotak Credit Card
Joining Fee:
Nil
Renewal Fee:
₹499 + GST
Reward Type:
Vouchers & Discounts
6E Rewards XL – Indigo Kotak Bank Credit Card
Joining Fee:
₹1,500 + GST
Renewal Fee:
₹1,500 + GST
Reward Type:
Reward Points
6E Rewards – Indigo Kotak Bank Credit Card
Joining Fee:
₹700 + GST
Renewal Fee:
₹700 + GST
Reward Type:
Reward Points
IndianOil Kotak Credit Card
Joining Fee:
₹449 + GST
Renewal Fee:
₹449 + GST
Reward Type:
Reward Points
Kotak White Reserve Credit Card
Joining Fee:
₹12,500 + GST
Renewal Fee:
₹12,500 + GST
Reward Type:
Reward Points