Kotak Mahindra Bank Credit Cards
Kotak Mahindra Bank – Lifestyle & Entertainment Cards
29
₹868
Myntra Kotak Credit Card
Cashback, Reward Points, Movie Tickets & Discounts
About This Bank
Kotak Mahindra Bank Credit Cards — 2026 Overview
Kotak Mahindra Bank has built a credit card portfolio that covers the full spectrum from zero-fee digital cards to ultra-premium metal products. The bank is particularly known for its PVR INOX co-branded cards, its digital-first 811 card, and the White Reserve — one of India's most exclusive credit cards.
Portfolio Highlights
Entry & Digital: 811 Dream Different (lifetime free, up to 2% cashback), Urbane Gold — zero-hassle cards for first-time users and digital banking customers looking for straightforward rewards.
Entertainment: PVR Kotak Gold, PVR Kotak Platinum — free PVR INOX movie tickets every month (1 and 2 tickets respectively), popcorn combo discounts, and accelerated reward points on entertainment spends. Ideal for regular moviegoers.
Lifestyle & Mid-Tier: League Platinum, Mojo Platinum, Royale Signature, Zen Signature — milestone-based reward structures, dining vouchers, complimentary lounge access, and strong everyday reward rates in the ₹3,000–6,000 annual fee bracket.
Travel: Kotak DreamDifferent, Privy League Signature — domestic lounge access, accelerated points on travel bookings, and hotel partnerships for business travellers.
Ultra-Premium: White Reserve — Kotak's exclusive invite-only card offering premium concierge, unlimited lounge access (domestic and international), and a dedicated relationship manager. One of India's most feature-rich super-premium cards.
Why Kotak Stands Out
- 811 digital ecosystem: The 811 savings account and credit card combination offers India's most seamless digital-first banking experience, with instant card issuance and no physical branch visit required
- PVR INOX partnership: The best co-branded entertainment card in India for frequent moviegoers
- White Reserve exclusivity: Among the few Indian bank cards with truly unlimited international lounge access and personal concierge as standard benefits
- Reward Points: Kotak rewards are earned at competitive rates and can be redeemed for statement credit, merchandise, and travel bookings via the Kotak rewards portal
Featured Kotak Mahindra Bank Cards
PVR Kotak Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
₹999 + GST
Rewards Type:
Reward Points
Kotak 811 #DreamDifferent Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Kotak Royale Signature Credit Card
Joining Fee:
Nil
Renewal Fee:
₹999 + GST
Rewards Type:
Reward Points
Kotak White Reserve Credit Card
Joining Fee:
₹12,500 + GST
Renewal Fee:
₹12,500 + GST
Rewards Type:
Reward Points
Kotak League Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Kotak Mojo Platinum Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Rewards Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21–65 years
Eligibility for Kotak Mahindra Bank Credit Cards
General Criteria
- Age: 21–65 years
- Income: ₹3 lakh p.a. (811 / Urbane); ₹5 lakh+ (League Platinum / Mojo); ₹10 lakh+ (Royale Signature); ₹25 lakh+ (White Reserve)
- Credit Score: 700+ recommended; 750+ for Royale Signature and above
- Employment: Salaried or self-employed
811 Card (Digital Apply)
The Kotak 811 card can be applied for entirely digitally via the Kotak 811 app. No branch visit is required, and the card is issued instantly to the 811 savings account. Eligibility is flexible, making it accessible to first-time credit card users.
Premium Cards
League Platinum, Royale Signature, and White Reserve require an existing Kotak Mahindra Bank relationship (salary account, savings account, or FD above threshold) or an in-branch application with income proof. White Reserve is primarily invite-only or through a Kotak Wealth relationship manager.
Key Documents
- PAN card and Aadhaar (address proof)
- Last 3 months' salary slips or bank statements
- ITR for self-employed applicants
All Kotak Mahindra Bank Credit Cards
Myntra Kotak Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Rewards Type:
Cashback
Kotak 811 #DreamDifferent Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
Kotak Mojo Platinum Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Rewards Type:
Reward Points
Kotak League Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
PVR INOX Kotak Credit Card
Joining Fee:
Nil
Renewal Fee:
₹499 + GST
Rewards Type:
Movie Tickets & Discounts
6E Rewards XL – Indigo Kotak Bank Credit Card
Joining Fee:
₹1,500 + GST
Renewal Fee:
₹1,500 + GST
Rewards Type:
Reward Points
6E Rewards – Indigo Kotak Bank Credit Card
Joining Fee:
₹700 + GST
Renewal Fee:
₹700 + GST
Rewards Type:
Reward Points
IndianOil Kotak Credit Card
Joining Fee:
₹449 + GST
Renewal Fee:
₹449 + GST
Rewards Type:
Reward Points
Kotak White Reserve Credit Card
Joining Fee:
₹12,500 + GST
Renewal Fee:
₹12,500 + GST
Rewards Type:
Reward Points