What is the Kotak White Reserve Credit Card?

The Kotak White Reserve Credit Card is a super-premium metal credit card offering exclusive rewards and luxury benefits for high-net-worth individuals.

What are the joining and renewal fees for the Kotak White Reserve Credit Card?

The Kotak White Reserve Credit Card has a joining fee and a renewal fee of ₹12,500 + GST each.

How can I waive the renewal fee for my Kotak White Reserve Credit Card?

The renewal fee for the Kotak White Reserve Credit Card can be waived if you spend ₹10,00,000 or more in the preceding year.

What kind of rewards does the Kotak White Reserve Credit Card offer?

The Kotak White Reserve Credit Card offers "White Pass Value" rewards based on spend milestones, redeemable for vouchers, flights, hotels, or cashback.

Does the Kotak White Reserve Credit Card offer lounge access?

Yes, the Kotak White Reserve Credit Card provides unlimited complimentary lounge access at over 1000 domestic and international airports for primary and add-on cardholders.

What are the dining benefits with the Kotak White Reserve Credit Card?

The Kotak White Reserve Credit Card includes a complimentary Club Marriott Membership, offering up to 25% off on dining across the Asia Pacific region.

What is the foreign currency markup on the Kotak White Reserve Credit Card?

The Kotak White Reserve Credit Card has a competitive foreign currency markup of 2% on all international transactions.

Are there any golf privileges with the Kotak White Reserve Credit Card?

Yes, the primary cardholder of the Kotak White Reserve Credit Card enjoys 2 free golf rounds each month at selected global golf courses.

What is the maximum White Pass value I can earn annually with this card?

You can earn a maximum of ₹2,50,000 in White Pass value annually with the Kotak White Reserve Credit Card.

What is Zero Credit Card Lost Liability on the Kotak White Reserve Credit Card?

With Zero Credit Card Lost Liability on the Kotak White Reserve Credit Card, you are not liable for fraudulent transactions if you report the loss or theft immediately.

Kotak Mahindra Bank

Kotak White Reserve Credit Card

PremiumTravelDining

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Complimentary Club Marriott Membership.

Rewards Rate

White Pass value earned upon achieving spend milestones, up to ₹2.5 Lakhs annually.

Reward Type

Reward Points

Reward Redemption

Redeem White Pass for gift vouchers, flights, hotels, philanthropic contributions, travel expeditions, or cashback.

Domestic Lounge Access

Unlimited complimentary lounge access at over 1000 airports worldwide for primary and Add-on cardholders.

International Lounge Access

Unlimited complimentary lounge access at over 1000 airports worldwide for primary and Add-on cardholders.

Premium Benefits

2 free golf rounds each month at select golf courses across the world for primary cardholder.

Insurance Coverage

Zero Credit Card Lost Liability for fraudulent transactions if reported immediately.

Movie

Not Applicable

Dining

Up to 25% off on food and beverage bills in India via Club Marriott Membership.

Travel Benefits

Unlimited complimentary lounge access globally for primary & Add-on cardholders; discounts on hotels, flights.

What matters, explained clearly

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Frequently Asked Questions

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