Kotak Mahindra Bank
Benefits & Features
Welcome Offer
Get 5,000 Reward Points, equivalent to Rs. 500, on joining, credited post joining fee realization.
Rewards Rate
Earn up to 8 reward points per ₹150 on special categories, up to 8X points on all spends above ₹2 Lacs annually.
Reward Type
Reward Points
Reward Redemption
Redeem points via Kotak Rewards portal for air/movie tickets, mobile recharge, merchandise, or 'Pay with Points'.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Fraud liability protection up to ₹1,25,000 for 7 days in case of card theft or loss.
Movie
Earn free PVR movie tickets on spending ₹1,25,000 every 6 months. Also, redeem points for movie tickets.
Dining
Not Applicable
Travel Benefits
Special categories like airlines & tour operators earn 8X points. Get railway surcharge waiver. Redeem points for air tickets.
What matters, explained clearly
Frequently Asked Questions
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