What are the joining and renewal fees for the Kotak League Platinum Credit Card?

The Kotak League Platinum Credit Card is lifetime free, meaning there are no joining or renewal fees.

What welcome benefits does the Kotak League Platinum Credit Card offer?

Upon joining, cardholders receive 5,000 reward points, valued at ₹500, after the joining fee is realized for the League variant.

How do I earn reward points with my Kotak League Platinum Credit Card?

You can earn up to 8 reward points per ₹150 spent on special categories, with an enhanced rate of 8x on all categories for annual spends above ₹2 Lakhs.

What are the milestone benefits of the Kotak League Platinum Credit Card?

Spend ₹1,25,000 every six months and choose between 4 free PVR tickets or 10,000 reward points, up to 8 PVR tickets annually.

How can I redeem the reward points earned with the Kotak League Platinum Credit Card?

Reward points can be redeemed at the Kotak Rewards portal for products, gift vouchers, air tickets, movie tickets, and mobile recharge.

Does the Kotak League Platinum Credit Card offer any surcharge waivers?

Yes, it offers a 1% fuel surcharge waiver (max ₹3,500 annually) and a railway surcharge waiver up to ₹500 annually.

What is the foreign currency markup on the Kotak League Platinum Credit Card?

The Kotak League Platinum Credit Card charges a 3.5% foreign currency markup on all international transactions.

Are there any upcoming changes for the Kotak League Platinum Credit Card?

Yes, from June 1, 2025, reward points on utility spends will be capped, and certain categories like fuel, insurance, and rent will no longer earn points or count for milestones.

What kind of fraud protection does the Kotak League Platinum Credit Card provide?

The card offers fraud liability protection up to ₹1,25,000 for lost or stolen cards, provided the incident is reported within 7 days.

How do I get priority assistance for my Kotak League Platinum Credit Card?

For priority assistance, you can SMS "KASSIST" to 5676788 to receive a callback within 30 minutes.

Kotak Mahindra Bank

Kotak League Platinum Credit Card

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Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 5,000 reward points, valued at ₹500, upon joining after joining fee realization.

Rewards Rate

Earn up to 8 reward points on every ₹150 spent across eligible categories.

Reward Type

Reward Points

Reward Redemption

Redeem points at Kotak Rewards portal for products, gift vouchers, air/movie tickets, mobile recharge.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Fraud liability protection up to ₹1,25,000 for reported lost/stolen cards within 7 days.

Movie

Milestone benefit includes choosing 4 free PVR tickets every six months (up to 8 tickets annually).

Dining

Not Applicable

Travel Benefits

Earn 8 reward points on ₹150 for spends on Travel Agencies, Tour Operators, Airlines.

What matters, explained clearly

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Frequently Asked Questions

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