PVR Kotak Platinum Credit Card – Benefits, Fees & Eligibility

Introduction

The PVR Kotak Platinum Credit Card, issued by Kotak Bank, is designed for frequent movie-goers, aiming to enhance their cinema experience. This card, which is now discontinued for new applications, offered significant savings with a zero joining fee and provided two free PVR movie tickets monthly upon meeting a spend threshold. Additionally, it featured instant discounts on PVR movie tickets and food & beverages, along with insurance benefits for a lost or stolen card.

Welcome Benefits

• No Joining Fee for the first year.

Fees

• Joining Fee: Nil
• Annual Fee: Rs. 999 + GST
• Rewards Redemption Fee: Nil
• Foreign Currency Markup: 3.5% on all foreign currency spends
• Interest Rates: 3.5% per month
• Fuel Surcharge: 1% fuel surcharge is applicable at all fuel stations (no waiver provided).
• Cash Advance Charges: Rs. 300 per withdrawal of Rs. 10,000

Rewards

• Movie & Dining Benefits:
  • Get 2 complimentary PVR movie tickets every month, valued up to Rs. 400 each, on spending Rs. 10,000 or above in a monthly billing cycle. These tickets are valid for any time, any day, any show at PVR INOX.
  • Enjoy a 20% instant discount on Food and Beverages at PVR INOX.
  • Receive a 5% instant discount on Movie Tickets at PVR INOX.
• Insurance Benefits:
  • An insurance cover worth Rs. 75,000 is provided against a lost or stolen card.
  • Zero liability protection is offered in case the card is lost or stolen, safeguarding against unauthorized transactions.
• Add-on Card Benefits:
  • Add-on cards carry all the benefits enjoyed on the primary card.
  • You can set desired spend limits for each add-on card.
  • Spends for each add-on card can be tracked separately.
• Exclusions for Milestone Benefits (Movie Tickets): Spends made on Utility, Education, Wallet Load, Rent, and Online Based Skill Gaming categories will not be considered when calculating the Rs. 10,000 monthly spend for free movie tickets.

Rewards Redemption Guide

• To claim your coupon code for free PVR movie tickets, send an SMS in the format "PVRKCC space the first three letters of the month" (e.g., SMS PVRKCC JUL) to 5676788 from your Registered Mobile Number.
• You can also claim your coupons through Net Banking.
• The coupon code for free movie tickets is sent to your registered mobile number once you achieve the required spend.
• The coupon code is valid for two months from issuance.

Card Review

The PVR Kotak Platinum Credit Card is an excellent choice for individuals who frequently visit the movies, particularly PVR cinemas. It offers substantial savings on movie expenses through free PVR tickets based on monthly spends, along with exclusive instant discounts on movie tickets and food & beverages at PVR. The card also provides essential security features like zero liability protection and insurance coverage against a lost/stolen card. With a zero joining fee and a strong focus on movie-related benefits, it presents good value for its target audience, despite being discontinued for new applications.

Important Product Details

• The card is discontinued for new applications.
• Zero joining fee.
• Get 2 free PVR movie tickets every month on spending Rs. 10,000 or more in a monthly billing cycle.
• Insurance coverage worth Rs. 75,000 in case the card is lost/stolen.
• Zero liability protection in case the card is lost/stolen.
• 1% fuel surcharge is applicable at all fuel stations.
• 3.5% foreign currency markup on all international spends.
• Monthly interest rate of 3.5%.
• Cash advance charges of Rs. 300 per withdrawal of Rs. 10,000.

Other Details

• How to Apply (for reference, as the card is discontinued):
  • Online: Click on the "Apply Now" button, fill in details, and submit the application for consideration.
  • Offline: Visit your nearest Kotak Bank branch.
• The free PVR movie tickets are available for any time, any day, any show.
• The coupon code for free movie tickets is sent to your registered mobile number once the required spend is achieved and is valid for two months.
• For detailed Terms & Conditions, refer to the bank's official documentation.