Kotak Mahindra Bank
Last updated: 22 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Receive 500 bonus Reward Points when you spend Rs. 5,000 or more within the first 45 days.
Rewards Rate
Earn 4 Reward Points for every Rs. 100 online, 1 RP for every Rs. 100 on other transactions.
Reward Type
Reward Points
Reward Redemption
Redeem points via Net Banking for cashback, movie tickets, AirMiles, and other options on bank's website.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Enjoy 1.8% waiver on railway bookings via irctc.co.in and 2.5% at counters, capped at Rs. 500 per year.
What matters, explained clearly
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Frequently Asked Questions
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