Benefits & Features
Welcome Offer
Joining fee waiver on spending Rs. 30,000 within 90 days of card issuance.
Rewards Rate
Earn 2.5 Mojo points per Rs. 100 on online spends, 1 Mojo point per Rs. 100 on other spends.
Reward Type
Reward Points
Reward Redemption
Mojo Points can be redeemed through the Kotak Rewards portal for shopping, travel, e-vouchers, movie tickets, or against statement.
Domestic Lounge Access
Get 8 annual complimentary visits to select Airport Lounges within India. Visits are limited to 2 per calendar quarter.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Provides an insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost or stolen card.
Movie
Mojo Points can be redeemed for movie tickets via BookMyShow on Kotak Rewards portal.
Dining
Not Applicable
Travel Benefits
Travel privileges include 8 complimentary domestic lounge visits annually and railway surcharge waivers.
What matters, explained clearly
Frequently Asked Questions
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