How does the Axis Bank ACE card cashback work?

Axis ACE gives 2% cashback on all spends made via Google Pay and 1% on direct swipe transactions. Cashback is credited monthly as statement credit. There is no cashback cap, making it one of the best flat-rate cashback cards in India. Annual fee is â‚¹499, waived on â‚¹2 lakh annual spend.

Can Axis Edge Rewards be transferred to airline miles?

Yes. Edge Rewards can be transferred to 15+ frequent flyer programmes including Singapore Airlines KrisFlyer (2 ER = 1 mile), British Airways Avios, Air India Flying Returns, and Vistara Club Vistara. Transfer ratios vary by programme. This makes Edge Rewards potentially among the highest-value bank points in India.

What is the Axis Magnus card's annual fee and benefit?

Axis Magnus has an annual fee of â‚¹12,500. It earns 12 Edge Reward Points per â‚¹200 on travel and select categories, 6 ERP on others. Magnus holders get 8 international lounge visits via Priority Pass, complimentary Vistara Business Class upgrade voucher, and annual travel insurance up to â‚¹1 crore.

What is the Axis Atlas card and who is it best for?

The Axis Atlas card is a milestone-based travel card earning EDGE Miles redeemable for flights and hotel bookings. It has three tiers of annual milestone bonuses - Silver (â‚¹3 lakh spend), Gold (â‚¹7.5 lakh), and Platinum (â‚¹15 lakh) - each awarding bonus EDGE Miles. It is best for frequent flyers who consistently spend â‚¹3 lakh+ per year on the card and want to build a significant miles balance for international flight redemptions. Annual fee is â‚¹5,000.

Axis Bank Credit Cards

Axis Bank - Travel & Lifestyle Rewards Leader

Est.1993HQMumbai, Maharashtra72 Cards Available

Browse All Cards

Total Cards

Avg. Joining Fee

₹9,940

About This Bank

Axis Bank Credit Cards - 2026 Overview

Axis Bank has built a reputation as the go-to issuer for travel enthusiasts and high spenders seeking maximum reward value. The Magnus card's 12 Edge Reward Points per â‚¹200 and the Atlas card's milestone-based air miles make Axis particularly compelling for frequent flyers.

Portfolio Highlights

Everyday & Cashback: ACE (2% flat cashback on all spends via Google Pay), Flipkart Axis (5% on Flipkart, Myntra).

Travel & Premium: Atlas (miles-based milestone rewards), Magnus (12X on accelerated categories), Vistara Infinite (Business Class upgrade vouchers + Club Vistara miles), Reserve (ultra-premium, unlimited lounge).

Co-branded: Flipkart, Airtel, PVR, Miles & More - deep category specialisation.

Edge Rewards Programme

Cashback

UtilitiesDiningShopping

Eligibility Guide

Min. Income

â‚¹2.4 lakh p.a.

CIBIL Score

720+

Age Range

18-70 years

Eligibility for Axis Bank Credit Cards

Age: 18-70 years
Income: â‚¹2.4 lakh p.a. (ACE); â‚¹6 lakh+ (Magnus); â‚¹15 lakh+ (Reserve)
Credit Score: 720+ recommended; 750+ for Magnus / Reserve
Employment: Salaried or self-employed

Axis Bank offers instant in-principle approval via the Axis Mobile app for existing account holders. Magnus and Reserve require relationship with the bank (salary/NRE account or FD above threshold) or an existing premium card upgrade.

All Axis Bank Credit Cards

Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is an excellent choice for online shoppers, providing significant cashback on Flipkart, Myntra, and Cleartrip. It a...

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Reward Type:

Cashback

ShoppingDiningTravel

Axis Bank Magnus Credit Card

The Axis Bank Magnus Credit Card is a super-premium offering tailored for high-income individuals seeking a luxurious lifestyle. It provides extensive...

Joining Fee:

₹12,500 + GST

Renewal Fee:

₹12,500 + GST

Reward Type:

Reward Points

TravelInternational SpendsDining

Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a premium offering tailored for Samsung enthusiasts, travelers, and diners. It provides a significant 10...

Joining Fee:

₹5,000 + GST

Renewal Fee:

₹5,000 + GST

Reward Type:

Cashback & Reward Points

ShoppingTravelDining

Axis My Zone Credit Card

The Axis My Zone Credit Card is an entry-level offering from Axis Bank, designed to provide substantial value through various lifestyle benefits. Card...

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Reward Type:

Reward Points

MoviesDiningShopping

Axis Bank Platinum Credit Card

The Axis Bank Platinum Credit Card is an entry-level card offering a blend of security and privileges. It provides 25% cashback on movies, 15% dining ...

Joining Fee:

₹500 + GST

Renewal Fee:

₹200 + GST

Reward Type:

Reward Points

MoviesDiningInternational Spends

Axis Bank Cashback Credit Card

The Axis Bank Cashback Credit Card is designed for individuals seeking straightforward cashback rewards on their spending, making it an ideal choice f...

Joining Fee:

₹1,000 + GST

Renewal Fee:

₹1,000 + GST

Reward Type:

Cashback

ShoppingDiningUtilities

Axis Bank Horizon Credit Card

The Axis Horizon Credit Card is a travel-centric offering with generous rewards and travel benefits, ideal for frequent travelers. It provides acceler...

Joining Fee:

₹3,000 + GST

Renewal Fee:

₹3,000 + GST

Reward Type:

Reward Points

TravelInternational SpendsPremium

Flipkart Axis Bank Super Elite Credit Card

The Flipkart Axis Bank Super Elite Credit Card is a co-branded offering designed for frequent Flipkart shoppers. It allows users to earn SuperCoins on...

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Reward Type:

SuperCoins

ShoppingTravel

Axis Bank ACE Credit Card

The Axis Bank ACE Credit Card is an outstanding entry-level cashback card, ideal for young professionals and digital spenders. It offers accelerated c...

Joining Fee:

₹499 + GST

Renewal Fee:

₹499 + GST

Reward Type:

Cashback

ShoppingUtilitiesDining

Frequently Asked Questions

Clear, concise answers to help you understand this card better.