How does the Axis Bank ACE card cashback work?

Axis ACE gives 2% cashback on all spends made via Google Pay and 1% on direct swipe transactions. Cashback is credited monthly as statement credit. There is no cashback cap, making it one of the best flat-rate cashback cards in India. Annual fee is ₹499, waived on ₹2 lakh annual spend.

Can Axis Edge Rewards be transferred to airline miles?

Yes. Edge Rewards can be transferred to 15+ frequent flyer programmes including Singapore Airlines KrisFlyer (2 ER = 1 mile), British Airways Avios, Air India Flying Returns, and Vistara Club Vistara. Transfer ratios vary by programme. This makes Edge Rewards potentially among the highest-value bank points in India.

What is the Axis Magnus card's annual fee and benefit?

Axis Magnus has an annual fee of ₹12,500. It earns 12 Edge Reward Points per ₹200 on travel and select categories, 6 ERP on others. Magnus holders get 8 international lounge visits via Priority Pass, complimentary Vistara Business Class upgrade voucher, and annual travel insurance up to ₹1 crore.

What is the Axis Atlas card and who is it best for?

The Axis Atlas card is a milestone-based travel card earning EDGE Miles redeemable for flights and hotel bookings. It has three tiers of annual milestone bonuses — Silver (₹3 lakh spend), Gold (₹7.5 lakh), and Platinum (₹15 lakh) — each awarding bonus EDGE Miles. It is best for frequent flyers who consistently spend ₹3 lakh+ per year on the card and want to build a significant miles balance for international flight redemptions. Annual fee is ₹5,000.

Axis Bank Credit Cards

Axis Bank – Travel & Lifestyle Rewards Leader

Est.1993HQMumbai, Maharashtra45 Cards Available

Browse All Cards

Total Cards

Avg. Joining Fee

₹15,417

About This Bank

Axis Bank Credit Cards — 2026 Overview

Axis Bank has built a reputation as the go-to issuer for travel enthusiasts and high spenders seeking maximum reward value. The Magnus card's 12 Edge Reward Points per ₹200 and the Atlas card's milestone-based air miles make Axis particularly compelling for frequent flyers.

Portfolio Highlights

Everyday & Cashback: ACE (2% flat cashback on all spends via Google Pay), Flipkart Axis (5% on Flipkart, Myntra).

Travel & Premium: Atlas (miles-based milestone rewards), Magnus (12X on accelerated categories), Vistara Infinite (Business Class upgrade vouchers + Club Vistara miles), Reserve (ultra-premium, unlimited lounge).

Co-branded: Flipkart, Airtel, PVR, Miles & More — deep category specialisation.

Edge Rewards Programme

Cashback

UtilitiesDiningShopping

Eligibility Guide

Min. Income

₹2.4 lakh p.a.

CIBIL Score

720+

Age Range

18–70 years

Eligibility for Axis Bank Credit Cards

Age: 18–70 years
Income: ₹2.4 lakh p.a. (ACE); ₹6 lakh+ (Magnus); ₹15 lakh+ (Reserve)
Credit Score: 720+ recommended; 750+ for Magnus / Reserve
Employment: Salaried or self-employed

Axis Bank offers instant in-principle approval via the Axis Mobile app for existing account holders. Magnus and Reserve require relationship with the bank (salary/NRE account or FD above threshold) or an existing premium card upgrade.

All Axis Bank Credit Cards

Flipkart Axis Bank Credit Card

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Rewards Type:

Cashback

ShoppingDiningTravel

Axis Bank Magnus Credit Card

Joining Fee:

₹12,500 + GST

Renewal Fee:

₹12,500 + GST

Rewards Type:

Reward Points

TravelInternational SpendsDining

Axis Bank Vistara Infinite Credit Card

Joining Fee:

₹10,000 + GST

Renewal Fee:

₹10,000 + GST

Rewards Type:

Reward Points

TravelPremium

Samsung Axis Bank Infinite Credit Card

Joining Fee:

₹5,000 + GST

Renewal Fee:

₹5,000 + GST

Rewards Type:

Cashback & Reward Points

ShoppingTravelDining

Axis My Zone Credit Card

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Rewards Type:

Reward Points

MoviesDiningShopping

Axis Bank Platinum Credit Card

Joining Fee:

₹500 + GST

Renewal Fee:

₹200 + GST

Rewards Type:

Reward Points

MoviesDiningInternational Spends

Axis Bank Cashback Credit Card

Joining Fee:

₹1,000 + GST

Renewal Fee:

₹1,000 + GST

Rewards Type:

Cashback

ShoppingDiningUtilities

Axis Bank Vistara Signature Credit Card

Joining Fee:

₹3,000 + GST

Renewal Fee:

₹3,000 + GST

Rewards Type:

Reward Points

TravelPremiumDining

Axis Bank Horizon Credit Card

Joining Fee:

₹3,000 + GST

Renewal Fee:

₹3,000 + GST

Rewards Type:

Reward Points

TravelInternational SpendsPremium

Frequently Asked Questions

Clear, concise answers to help you understand this card better.