What is the Axis Bank Cashback Credit Card best suited for?

The Axis Bank Cashback Credit Card is ideal for online shoppers and individuals who frequently dine out, seeking direct cashback on everyday spending.

How much cashback can I earn with the Axis Bank Cashback Credit Card?

You can earn up to 7% cashback on online spends, 0.75% on offline and travel, and 0.5% on utility bill payments with this Axis Bank card.

What are the joining and annual fees for the Axis Bank Cashback Credit Card?

The Axis Bank Cashback Credit Card has a joining and annual fee of ₹1,000 plus GST for the primary card.

Is there a fee waiver for the Axis Bank Cashback Credit Card?

Yes, the annual fee for the Axis Bank Cashback Credit Card can be waived on annual spends of ₹4,00,000 or more.

How are rewards redeemed on the Axis Bank Cashback Credit Card?

Cashback earned with the Axis Bank Cashback Credit Card is automatically credited directly to your card statement before the next billing cycle.

Does the Axis Bank Cashback Credit Card offer dining benefits?

Yes, the Axis Bank Cashback Credit Card provides access to Dining Delights and a 20% discount on EazyDiner, capped at ₹800 monthly.

Does the Axis Bank Cashback Credit Card provide lounge access?

No, the Axis Bank Cashback Credit Card does not offer complimentary domestic or international airport lounge access.

What is the foreign currency markup for the Axis Bank Cashback Credit Card?

The Axis Bank Cashback Credit Card has a 3.50% markup on international non-DCC transactions and 1.5% + taxes on DCC transactions.

What are the eligibility criteria for the Axis Bank Cashback Credit Card?

Applicants for the Axis Bank Cashback Credit Card must be 18-70 years old, Indian residents/NRIs, and have a regular source of income.

Is there a fuel surcharge waiver on the Axis Bank Cashback Credit Card?

No, the Axis Bank Cashback Credit Card does not offer a fuel surcharge waiver facility on fuel transactions.

Axis Bank

Axis Bank Cashback Credit Card

ShoppingDiningUtilities

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Enjoy 5,000 EDGE Reward Points worth ₹1,000 upon making the first transaction within 30 days.

Rewards Rate

Up to 7% cashback on online spends, 0.75% on offline/travel, and 0.5% on utility payments.

Reward Type

Cashback

Reward Redemption

Cashback is automatically credited to the cardholder’s account before the next statement date.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Get 20% instant discount (up to ₹800) on EazyDiner once monthly with min transaction of ₹2,500.

Travel Benefits

Unlimited 0.75% base cashback on all offline and travel-related expenditures.

What matters, explained clearly

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Frequently Asked Questions

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