What are the joining and annual fees for the Axis Horizon Credit Card?

The Axis Horizon Credit Card has a joining fee of ₹3,000 + GST and an annual fee of ₹3,000 + GST.

Does the Axis Horizon Credit Card offer complimentary lounge access?

Yes, the Axis Horizon Credit Card provides extensive complimentary domestic and international airport lounge access.

What kind of welcome benefits does the Axis Horizon Credit Card provide?

The Axis Horizon Credit Card offers 5,000 EDGE Miles as a welcome benefit upon your first transaction.

How are rewards earned on the Axis Horizon Credit Card?

Earn 5 EDGE Miles per ₹100 on travel/airline bookings and 2 EDGE Miles per ₹100 on other eligible spends with the Axis Horizon Credit Card.

Can I waive the annual fee for the Axis Horizon Credit Card?

No, the Axis Horizon Credit Card does not offer a spend-based waiver for its annual fee.

What is the foreign currency markup fee for the Axis Horizon Credit Card?

The Axis Horizon Credit Card has a 3.50% foreign currency markup on international non-DCC transactions.

Are there any categories where the Axis Horizon Credit Card does not earn rewards?

Yes, the Axis Horizon Credit Card does not earn EDGE Miles on categories like fuel, rent, utilities, and wallet loads.

What insurance benefits are included with the Axis Horizon Credit Card?

The Axis Horizon Credit Card includes a Lost Card Liability cover of INR 10 Lakh.

How can I redeem EDGE Miles earned with my Axis Horizon Credit Card?

You can redeem EDGE Miles on the Travel EDGE portal or convert them to partner airline and hotel loyalty points.

Axis Bank

Axis Bank Horizon Credit Card

Q: What are the main benefits of the Axis Horizon Credit Card?

The Axis Horizon Credit Card offers accelerated rewards on travel, complimentary airport lounge access, and valuable dining discounts.

TravelInternational SpendsPremium

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

5,000 EDGE Miles credited on first transaction of ₹1,000+ within 30 days of card issuance.

Rewards Rate

Earn 5 EDGE Miles per ₹100 on travel/airline bookings; 2 EDGE Miles per ₹100 on other spends.

Reward Type

Reward Points

Reward Redemption

Redeem EDGE Miles at Travel EDGE portal, converting to various airline & hotel loyalty partner points.

Domestic Lounge Access

8 visits/quarter (Visa Signature) or 6 visits/quarter (Mastercard World). ₹2/₹25 access fee refunded.

International Lounge Access

2 complimentary airport lounge visits per calendar quarter (8 annually). USD 1 transaction, later refunded.

Premium Benefits

Not Applicable

Insurance Coverage

Includes Lost Card Liability cover of INR 10 Lakh.

Movie

Not Applicable

Dining

15% discount (up to ₹500) via Axis Bank Dining Delights. 10% off on Swiggy every Wednesday.

Travel Benefits

Accelerated rewards on travel, complimentary airport lounge access, and discounts on flights/hotels.

What matters, explained clearly

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Frequently Asked Questions

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