Skip to main content

Best IndianOil Co-Branded Cards

Verified
Last updated: 1 August 2026
Compare the top 4 cards in this list →

10 Cards Found

INDIANOIL AXIS BANK Credit Card credit card design

INDIANOIL AXIS BANK Credit Card

The IndianOil Axis Bank Credit Card is a co-branded fuel and lifestyle card designed for vehicle owners and frequent fuel spenders, offering up to 4% ...

Joining Fee:

₹500 + GST


Renewal Fee:

₹500 + GST


Reward Type:

Reward Points

FuelDiningMovies
IndianOil Axis Bank Premium Credit Card credit card design

IndianOil Axis Bank Premium Credit Card

The IndianOil Axis Bank Premium Credit Card is a mid-range credit card from Axis Bank, ideal for individuals who frequently spend on fuel, especially ...

Joining Fee:

₹1,000 + GST


Renewal Fee:

₹1,000 + GST


Reward Type:

Reward Points

FuelShoppingTravel
IndianOil Axis Bank RuPay Credit Card credit card design

IndianOil Axis Bank RuPay Credit Card

The IndianOil Axis Bank RuPay Credit Card is an entry-level co-branded fuel credit card designed for individuals with high fuel consumption at IOCL st...

Joining Fee:

₹500 + GST


Renewal Fee:

₹500 + GST


Reward Type:

Reward Points

FuelShoppingMovies
IndianOil Citi Credit Card credit card design

IndianOil Citi Credit Card

The IndianOil Citi Credit Card was a co-branded fuel card designed for frequent fuel users, offering highly accelerated Turbo Points on IndianOil fuel...

Joining Fee:

₹1,000 + GST


Renewal Fee:

₹1,000 + GST


Reward Type:

Reward Points

FuelDiningTravel
IndianOil Easy Axis Bank Credit Card credit card design

IndianOil Easy Axis Bank Credit Card

The IndianOil Easy Axis Bank Credit Card is a mid-range credit card designed for individuals who frequently purchase fuel at IndianOil outlets and eng...

Joining Fee:

₹500 + GST


Renewal Fee:

₹500 + GST


Reward Type:

Reward Points

FuelShoppingMovies
IndianOil HDFC Bank Credit Card credit card design

IndianOil HDFC Bank Credit Card

The IndianOil HDFC Bank Credit Card is a co-branded card for high fuel spenders, offering significant savings through Fuel Points redeemable for free ...

Joining Fee:

₹500 + GST


Renewal Fee:

₹500 + GST


Reward Type:

Reward Points

FuelShoppingUtilities
IndianOil Kotak Credit Card credit card design

IndianOil Kotak Credit Card

The IndianOil Kotak Credit Card is an entry-level, co-branded fuel card ideal for individuals who frequently refuel at IndianOil outlets and are new t...

Joining Fee:

₹449 + GST


Renewal Fee:

₹449 + GST


Reward Type:

Reward Points

FuelDiningShopping
IndianOil RBL Bank Credit Card credit card design

IndianOil RBL Bank Credit Card

The IndianOil RBL Bank Credit Card is an entry-level co-branded card designed for fuel purchases at IndianOil outlets. It offers a high reward rate of...

Joining Fee:

₹500 + GST


Renewal Fee:

₹500 + GST


Reward Type:

Reward Points

FuelShopping
IndianOil RBL Bank XTRA Credit Card credit card design

IndianOil RBL Bank XTRA Credit Card

The IndianOil RBL Bank XTRA Credit Card is a specialized fuel credit card designed for individuals seeking substantial savings on fuel expenses, parti...

Joining Fee:

₹1,500 + GST


Renewal Fee:

₹1,500 + GST


Reward Type:

Reward Points

Fuel
SBI IOCL Co-Branded Contactless RuPay Debit Card credit card design

SBI IOCL Co-Branded Contactless RuPay Debit Card

debit
The SBI IOCL Co-Branded Contactless RuPay Debit Card is a specialized offering from SBI and Indian Oil, designed for customers who frequently refuel a...

Issuance Fee:

₹300 + GST


AMC Fee:

₹200 + GST


Reward Type:

Reward Points

FuelInternational Spends

IndianOil Fuel Cards - Six Banks, One RuPay Debit Option

IndianOil's co-branded fuel-card lineup spans Axis Bank (four separate variants), HDFC Bank, Kotak Mahindra Bank, RBL Bank (two variants), and a RuPay debit card from SBI.

Cheapest to Priciest

The IndianOil Kotak Credit Card is the cheapest entry point at ₹449 joining/renewal. Most Axis Bank, HDFC Bank, and standard RBL Bank variants sit around ₹500, while the IndianOil RBL Bank XTRA Credit Card is the priciest at ₹1,500.

Don't Want a New Credit Card?

The SBI IOCL Co-Branded Contactless RuPay Debit Card links directly to an SBI savings account, giving IndianOil-linked fuel benefits without taking on a credit line - worth a look if that's a better fit than another credit card application.

IndianOil Fuel Cards Compared

CardFeeReward TypeBest For
IndianOil Kotak Credit Card₹449 + GSTReward PointsCheapest, ₹449
INDIANOIL AXIS BANK Credit Card₹500 + GSTReward Points₹500, standard
IndianOil Axis Bank Premium Credit Card₹1,000 + GSTReward Points₹1,000, premium
IndianOil HDFC Bank Credit Card₹500 + GSTReward Points₹500
IndianOil RBL Bank XTRA Credit Card₹1,500 + GSTReward PointsPriciest, ₹1,500
SBI IOCL Co-Branded Contactless RuPay Debit Card₹300 + GSTReward PointsDebit card, no credit line

How to Choose

1

Axis Bank runs four separate IndianOil cards

Axis Bank alone issues four IndianOil variants - the standard INDIANOIL AXIS BANK Credit Card, a Premium tier, a RuPay version, and an 'Easy' variant - all priced at ₹500-1,000 joining/renewal. If you're comparing within Axis Bank's own lineup, the differences are mainly network (Visa/Mastercard vs RuPay) and benefit tier rather than dramatically different pricing.

2

Kotak's version is the cheapest of the lot

The IndianOil Kotak Credit Card charges ₹449 joining/renewal, undercutting every Axis Bank, HDFC Bank, and RBL Bank variant, which mostly sit at ₹500. RBL Bank's XTRA variant is the priciest fuel-focused credit card here at ₹1,500.

3

There's also a debit card option, not just credit

The SBI IOCL Co-Branded Contactless RuPay Debit Card is a debit card tied to your SBI savings account rather than a credit line - worth knowing if you'd rather not take on a new credit product just to get IndianOil-linked fuel benefits.

4

Check active status before applying

The IndianOil Citi Credit Card is currently inactive for new applicants, even though it was historically part of this lineup - Citibank's retail credit card business in India was sold to Axis Bank, which explains the discontinuation.

Frequently Asked Questions

Clear, concise answers to help you understand this card better.