Equitas Small Finance Bank Credit Cards
Equitas Small Finance Bank - Credit Cards
4
₹1,375
Equitas Small Finance Bank PowerMiles Credit Card
Reward Points, Cashback
About This Bank
About Equitas Small Finance Bank
Equitas Small Finance Bank, headquartered in Chennai, converted from an NBFC-MFI to a small finance bank in 2016 and primarily serves South India's savings and salary account holders. Its four-card lineup covers distinct use cases: PowerMiles for travel-focused rewards, Selfe and Tiga for everyday grocery and utility cashback with modest annual fees, and the Niyo Global co-branded card - built with fintech partner Niyo - for international spenders who want to avoid steep forex markup.
Equitas's Card Lineup Compared
| Card | Annual Fee | Reward Type | Best For |
|---|---|---|---|
| Niyo Global | Nil | Cashback | International spenders, zero forex markup |
| Equitas Tiga | ₹500 + GST | Reward Points | Everyday grocery/utility cashback |
| Equitas Selfe | ₹1,000 + GST | Reward Points | Mid-tier everyday spending |
| Equitas PowerMiles | ₹5,000 + GST | Reward Points | Frequent travelers |
Card-by-Card Breakdown
Niyo Global is free and built specifically for international spenders who want to avoid the standard forex markup - the clear choice if cross-border spending is your priority, and it costs nothing to hold.
Equitas Tiga and Equitas Selfe cover everyday domestic spending at modest fees (₹500 and ₹1,000 respectively) - Selfe's higher fee buys a somewhat richer benefit set, worth it for higher-spend households.
Equitas PowerMiles is the premium outlier at ₹5,000, aimed squarely at frequent travelers - a poor fit if you don't travel enough to use its travel-focused reward structure, since the fee is 5-10x higher than the other three cards.
Applying for an Equitas Small Finance Bank Credit Card
Existing Equitas savings or salary account holders generally see simplified approval, consistent with the bank's financial-inclusion mandate as a small finance bank. New applicants need a minimum income around ₹3 lakh p.a. and a CIBIL score of 700+, with PowerMiles likely expecting a stronger income profile given its premium positioning.
Explore the full card portfolio below to find the right card for your spending profile.
Featured Equitas Small Finance Bank Cards
Equitas Small Finance Bank PowerMiles Credit Card
Joining Fee:
₹5,000 + GST
Renewal Fee:
₹5,000 + GST
Reward Type:
Reward Points
Niyo Global Card by Equitas Bank
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Cashback
Equitas Small Finance Bank Tiga Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Reward Type:
Reward Points
Equitas Small Finance Bank Selfe Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All Equitas Small Finance Bank Credit Cards
Browse & filter all Equitas Small Finance Bank cards →Equitas Small Finance Bank PowerMiles Credit Card
Joining Fee:
₹5,000 + GST
Renewal Fee:
₹5,000 + GST
Reward Type:
Reward Points
Equitas Small Finance Bank Selfe Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points
Equitas Small Finance Bank Tiga Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Reward Type:
Reward Points
Niyo Global Card by Equitas Bank
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Cashback