What are the main benefits of the Equitas PowerMiles Credit Card?

The Equitas PowerMiles Credit Card offers extensive travel rewards, luxury memberships like Club Marriott and EazyDiner, low forex markup, and complimentary airport lounge access, making it ideal for frequent travelers.

What is the joining fee for the PowerMiles Credit Card?

The joining fee for the Equitas PowerMiles Credit Card is ₹5,000. This fee can be waived if you spend ₹1,20,000 within the first 90 days of card issuance.

How can I get the renewal fee waived for my Equitas PowerMiles Credit Card?

You can get the renewal fee of the Equitas PowerMiles Credit Card waived off by spending ₹4,80,000 in the previous anniversary year.

What kind of lounge access does the PowerMiles Credit Card offer?

The PowerMiles Credit Card provides 2 complimentary domestic lounge visits and 1 complimentary international lounge visit per calendar quarter.

What is the foreign currency markup on the Equitas PowerMiles Credit Card?

The Equitas PowerMiles Credit Card features a low 2% foreign currency markup on all international transactions, making it cost-effective for global spending.

How do I earn rewards with the Equitas PowerMiles Credit Card?

You earn 3 Reward Points for every ₹100 spent in chosen categories, including travel. You also get 3X rewards on international POS and online purchases with the PowerMiles Credit Card.

Can I transfer my reward points to airline miles with the PowerMiles Credit Card?

Yes, the Equitas PowerMiles Credit Card will offer 1:1 miles transfer to 10+ airline and hotel partners, effective from January 1, 2026.

What are the welcome benefits for the Equitas PowerMiles Credit Card?

Welcome benefits for the PowerMiles Credit Card include exclusive Club Marriott & EazyDiner memberships and a bonus of 2000 EazyPoints with EazyDiner. These must be claimed within 90 days.

What insurance benefits are included with the Equitas PowerMiles Credit Card?

The Equitas PowerMiles Credit Card offers comprehensive insurance benefits, including ₹1 Crore Air Accident Cover, Credit Shield, and Zero Lost Card Liability.

What are the dining benefits of the PowerMiles Credit Card?

The PowerMiles Credit Card offers up to 25% off F&B via Club Marriott and 25-50% savings, complimentary beverages, and 2X EazyPoints via EazyDiner for dining.

Equitas Small Finance Bank

Equitas Small Finance Bank PowerMiles Credit Card

TravelInternational SpendsPremium

Last updated: 6 December 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Exclusive Club Marriott & EazyDiner memberships plus 2000 EazyPoints welcome bonus with EazyDiner.

Rewards Rate

Earn 3 RP (1 RP = ₹0.50) per ₹100 in chosen categories & travel; 3X rewards on intl spends.

Reward Type

Reward Points

Reward Redemption

Redeem for products, vouchers, flight/hotel bookings. 1:1 miles transfer (from 2026) & luxury brands.

Domestic Lounge Access

2 complimentary visits per calendar quarter at over 40 domestic lounges across India.

International Lounge Access

1 complimentary visit per calendar quarter at over 1000 international lounges worldwide.

Premium Benefits

Not Applicable

Insurance Coverage

Includes ₹1 Cr Air Accident Cover, Credit Shield, and Zero Lost Card Liability protection.

Movie

Not Applicable

Dining

Up to 25% off F&B via Club Marriott; 25-50% savings & 2X EazyPoints via EazyDiner.

Travel Benefits

Extensive travel insurance, accelerated rewards on travel, & 24x7 concierge services.

What matters, explained clearly

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Frequently Asked Questions

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