What is the Equitas Tiga Credit Card best suited for?

The Equitas Tiga Credit Card is best suited for individuals who frequently use UPI and contactless payments, and desire flexible EMI options for their purchases.

What are the welcome benefits of the Equitas Tiga Credit Card?

New cardholders of the Equitas Tiga Credit Card enjoy a first-year free offer and an introductory low APR of 0.99% per month for the first three months.

How can I earn reward points with my Equitas Tiga Credit Card?

You earn 3X Reward Points on UPI, contactless payments, and 'Pay by 3' merchant spends. Other transactions earn 1 Reward Point per ₹100 spent.

What is the joining fee for the Equitas Tiga Credit Card?

The standard joining fee for the Tiga Credit Card is ₹500, which is currently waived for the first year under a limited period offer.

How can I get the annual renewal fee waived for the Equitas Tiga Credit Card?

The annual renewal fee of ₹500 for the Equitas Tiga Credit Card can be waived if you spend ₹1,20,000 in the previous anniversary year.

Does the Equitas Tiga Credit Card offer EMI conversion?

Yes, the Equitas Tiga Credit Card allows automatic conversion of eligible transactions with select merchants into a 3-month low-cost EMI via its 'Pay by 3' feature.

What insurance benefits does the Tiga Credit Card provide?

The Tiga Credit Card offers complimentary insurance coverage, including air accident coverage, credit shield, and lost card liability, for enhanced security.

Is there a fuel surcharge waiver on the Equitas Tiga Credit Card?

Yes, the Equitas Tiga Credit Card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, with a maximum waiver of ₹100 per cycle.

What is the interest-free credit period on the Equitas Tiga Credit Card?

Cardholders of the Equitas Tiga Credit Card can enjoy an interest-free credit period of up to 50 days on their spending.

How do I redeem reward points from my Equitas Tiga Credit Card?

Reward points from your Equitas Tiga Credit Card can be redeemed via the Equitas Xchange portal for products, vouchers, flight, and hotel bookings.

Equitas Small Finance Bank

Equitas Small Finance Bank Tiga Credit Card

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Last updated: 6 December 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

First year free offer, excluding GST. Introductory low APR of 0.99% per month for the first 3 months.

Rewards Rate

Earn 3X points on UPI, contactless, Pay by 3 merchants; 1 point per ₹100 on other spends (1 RP = ₹0.15).

Reward Type

Reward Points

Reward Redemption

Redeem points via Equitas Xchange portal for products, vouchers, flight & hotel bookings.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Comprehensive complimentary insurance: Air accident coverage, Credit shield, Lost card liability.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Not Applicable

What matters, explained clearly

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Frequently Asked Questions

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