What are the key benefits of the Equitas Selfe Credit Card?

The Equitas Selfe Credit Card offers personalized reward categories, complimentary premium memberships, up to 50 days of interest-free credit, and comprehensive insurance benefits.

How can I earn reward points with the Equitas Selfe Credit Card?

With the Equitas Selfe Credit Card, you earn 5X reward points on two chosen categories and 2 reward points for every Rs. 100 spent on all other eligible transactions.

Does the Equitas Selfe Credit Card offer any welcome benefits?

Yes, the Equitas Selfe Credit Card waives the first year's annual fee as a limited-period offer and allows you to choose two complimentary premium memberships.

What is the annual fee for the Equitas Selfe Credit Card and how can it be waived?

The annual fee for the Equitas Selfe Credit Card is Rs. 1000. It can be waived if you spend Rs. 2,40,000 or more in the preceding anniversary year.

Can I get lounge access with the Equitas Selfe Credit Card?

Yes, the Equitas Selfe Credit Card provides one complimentary domestic airport lounge access per calendar quarter.

What insurance benefits are included with the Equitas Selfe Credit Card?

The Equitas Selfe Credit Card includes comprehensive insurance benefits such as air accident coverage, credit shield, and lost card liability.

How can I redeem my reward points earned on the Equitas Selfe Credit Card?

Reward points from the Equitas Selfe Credit Card can be redeemed through Equitas Bank's dedicated rewards portal, Xchange, for products, vouchers, flights, and hotels.

Is there a fuel surcharge waiver on the Equitas Selfe Credit Card?

Yes, the Equitas Selfe Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, with a maximum waiver of Rs. 250 per statement cycle.

How does the Equitas Selfe Credit Card offer personalization options?

The Equitas Selfe Credit Card lets you choose two out of five spending categories for accelerated rewards, select two premium memberships, customize your card's physical design, and set your preferred payment network and billing date.

What are the cash advance charges for the Equitas Selfe Credit Card?

Cash advance charges on the Equitas Selfe Credit Card are 2.5% of the withdrawn amount or ₹250, whichever is higher, plus applicable finance charges.

Equitas Small Finance Bank

Equitas Small Finance Bank Selfe Credit Card

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Last updated: 6 December 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

First year annual fee waived; choose 2 complimentary premium memberships from Amazon Prime, Hotstar, Sony Liv.

Rewards Rate

Earn 5X reward points on 2 chosen categories; 2 reward points per Rs. 100 on other spends.

Reward Type

Reward Points

Reward Redemption

Redeem points via Equitas Bank's Xchange portal for products, vouchers, flights, and hotels.

Domestic Lounge Access

One complimentary domestic airport lounge access per calendar quarter.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Comprehensive cover: air accident, credit shield, and lost card liability.

Movie

Choose 2 complimentary premium memberships from Amazon Prime, Jio Hotstar, Sony Liv, Zee5, Discovery+.

Dining

Earn 5X reward points on expenses in chosen categories like Dining, Apparel, Grocery, Utility, Taxi.

Travel Benefits

Redeem points for flight and hotel bookings; includes one complimentary domestic lounge access.

What matters, explained clearly

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Frequently Asked Questions

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