Question 1

1. What documents are required to apply for a Niyo Global card?

Accepted Answer

You need to be an Indian citizen aged 18 or older, with a valid Aadhaar card, PAN card, and an Indian passport to apply for the Niyo Global card.

Question 2

2. What are the transaction limits on the Niyo Global card?

Accepted Answer

The Niyo Global card has the following transaction limits:  
- ATM Withdrawal: ₹1,00,000  
- Online Transactions: ₹7,50,000  
- POS Transactions: ₹7,50,000  
- Fund Transfer within Cooling Period: ₹25,000  
- Fund Transfer after Cooling Period: ₹5,00,000

Question 3

3. What are the key features of the Niyo Global mobile app?

Accepted Answer

The Niyo Global app includes features like ATM locators, a live currency converter, and 24/7 customer support, helping you manage your account and make international travel easier.

Question 4

4. What are the benefits of the Niyo Global card for international travelers?

Accepted Answer

The Niyo Global card offers zero forex markup, no TCS on international spends up to ₹7 lakh, and access to airport lounges in India, making it an excellent choice for international travelers.

Question 5

5. Are there any fees associated with the Niyo Global card?

Accepted Answer

There are no joining or annual fees for the Niyo Global card. However, international ATM withdrawals incur a ₹110 + GST fee per transaction, and domestic ATM withdrawals cost ₹21 + GST after three free withdrawals per month.

Question 6

6. How does the referral program work with the Niyo Global card?

Accepted Answer

For each successful referral, both the referrer and the referee receive 2,500 Global Coins (worth ₹250), which can be redeemed for cash.

Question 7

7. How can I earn and redeem rewards with the Niyo Global card?

Accepted Answer

You can earn Global Coins by making international spends or referring others. These coins can be redeemed for cash directly into your savings account.

Niyo Global Card by Equitas Bank

Benefits & Features

Welcome Offer

Reward Type

Movie & Dining

Travel Benefits

Domestic Lounge Access

Premium Benefits

Insurance Coverage

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