Best IndiGo Credit Cards

IndiGo's tie-up is split across four banks, not one

There's no single 'the IndiGo card' - HDFC Bank and Kotak Mahindra Bank both issue a 6E Rewards / 6E Rewards XL pair, while Axis Bank and SBI Card run their own separate IndiGo-branded lines. Each bank's card earns and redeems on a different structure, so it's worth comparing across issuers rather than assuming they're interchangeable.

Entry-level cards start around ₹500-800, premium ones jump to ₹5,000

The HDFC Bank 6E Rewards Credit Card (₹500) and Indigo Axis Bank Credit Card (₹799) are the cheapest way in, both earning standard Reward Points. Step up to the IndiGo Axis Bank Premium Credit Card or IndiGo SBI Card Elite (both ₹5,000-class) and the earning shifts to Air Miles with richer travel perks - a meaningfully bigger commitment, not just a fee increase.

Check whether the card is still open for new applicants

The XL variants from both HDFC Bank and Kotak (6E Rewards XL) are currently inactive/discontinued for new sign-ups, even though they still show up in searches. Stick to the six currently active cards - the standard 6E Rewards pair, both Axis Bank cards, and both SBI Card variants - when actually applying.