State Bank of India Credit Cards
SBI Card - India's Largest Government Bank Card Issuer
65
₹1,820
SBI SimplyCLICK Credit Card
Reward Points, Travel Credits, Cashback
About This Bank
SBI Card Credit Cards - 2026 Overview
SBI Card is India's second-largest credit card issuer and the only standalone pure-play credit card company listed on Indian exchanges. Its wide network, leveraging SBI's 500 million+ customer base, makes it uniquely accessible to customers across Tier-2 and Tier-3 cities.
Portfolio Highlights
Cashback & Utility: SimplySAVE, SimplyCLICK, Cashback SBI Card - clean cashback propositions ideal for everyday spenders.
Fuel: BPCL SBI Card, BPCL Octane - for regular BPCL petrol station users, with fuel surcharge waiver + reward points.
Travel & Lifestyle: Yatra SBI, Air India SBI, Club Vistara SBI - co-branded airline cards with air miles and lounge access.
Premium: SBI Card PRIME, SBI Card ELITE - mid-to-super-premium with milestone benefits, dining vouchers, Priority Pass, and complimentary OTT subscriptions.
Accessibility Advantage
SBI Card is distributed through the largest bank branch network in India (22,000+ SBI branches), making it accessible to customers in cities and towns that private-sector bank cards often don't reach. Applications at any SBI branch require minimal documentation for existing SBI account holders.
Featured State Bank of India Cards
SBI ELITE Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
SBI Prime Credit Card
Joining Fee:
₹2,999 + GST
Renewal Fee:
₹2,999 + GST
Reward Type:
Reward Points
Cashback SBI Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Cashback
BPCL SBI Octane Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
SBI SimplyCLICK Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
SBI Card PULSE
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Eligibility Guide
₹2 lakh p.a.
700+
21-70 years
Eligibility for SBI Card Credit Cards
General Criteria
- Age: 21-70 years
- Income: ₹2 lakh p.a. (SimplySAVE); ₹4 lakh+ (PRIME); ₹6 lakh+ (ELITE)
- Credit Score: 700+ recommended
- Residency: Indian resident
Existing SBI Account Holders
SBI account holders with good standing are frequently offered pre-approved card applications through YONO SBI app with zero documentation.
Self-Employed
ITR of last 2 years required. SBI Card accepts self-employed applicants with a minimum annual income of ₹3 lakh.
All State Bank of India Credit Cards
SBI SimplyCLICK Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
SBI ELITE Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
SBI Prime Credit Card
Joining Fee:
₹2,999 + GST
Renewal Fee:
₹2,999 + GST
Reward Type:
Reward Points
BPCL SBI Octane Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
SBI Card Miles Elite
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Travel Credits
SBI SimplySAVE UPI Rupay Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
SBI Card PULSE
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
KrisFlyer SBI Card Apex
Joining Fee:
₹9,999 + GST
Renewal Fee:
₹9,999 + GST
Reward Type:
Reward Points
Reliance SBI Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points