State Bank of India Cards
SBI Card - India's Largest Government Bank Card Issuer
80
₹1,846
IRCTC SBI Card Premier
Reward Points, Air Miles, Cashback
About This Bank
SBI Card Credit Cards - 2026 Overview
SBI Card is India's second-largest credit card issuer and the only standalone pure-play credit card company listed on Indian exchanges. Its wide network, leveraging SBI's 500 million+ customer base, makes it uniquely accessible to customers across Tier-2 and Tier-3 cities.
Entry & Cashback Cards Compared
With 76 active cards, SBI's lineup spans everything from free entry cards to premium travel products - these tables group similar cards so you can compare within a tier before browsing the full list below.
Portfolio Highlights
Cashback & Utility: SimplyCLICK, SimplySAVE UPI RuPay, Reliance SBI Card, Cashback SBI Card - clean cashback propositions ideal for everyday spenders.
Fuel: BPCL SBI Card, BPCL Octane - for regular BPCL petrol station users, with fuel surcharge waiver + reward points.
Travel & Lifestyle: IRCTC SBI Card Premier, KrisFlyer SBI Card APEX, Club Vistara SBI - co-branded travel cards with air miles and lounge access.
Premium: SBI PRIME, SBI ELITE, SBI Card Miles Elite - mid-to-super-premium with milestone benefits, dining vouchers, Priority Pass, and complimentary OTT subscriptions.
Accessibility Advantage
SBI Card is distributed through the largest bank branch network in India (22,000+ SBI branches), making it accessible to customers in cities and towns that private-sector bank cards often don't reach. Applications at any SBI branch require minimal documentation for existing SBI account holders.
Featured State Bank of India Cards
SBI ELITE Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
SBI Prime Credit Card
Joining Fee:
₹2,999 + GST
Renewal Fee:
₹2,999 + GST
Reward Type:
Reward Points
Cashback SBI Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Cashback
BPCL SBI Octane Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
SBI SimplyCLICK Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
SBI Card PULSE
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Entry & Cashback Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| SBI SimplyCLICK Credit Card | ₹499 + GST | Reward Points | Online shopping on partner brands |
| SBI SimplySAVE UPI Rupay Credit Card | ₹499 + GST | Reward Points | UPI-linked RuPay payments |
| Reliance SBI Card | ₹499 + GST | Reward Points | Reliance ecosystem spending |
| Cashback SBI Credit Card | ₹999 + GST | Cashback | Flat 5% online, 1% offline, no categories |
| SBI Card PULSE | ₹1,499 + GST | Reward Points | Mid-tier lifestyle spending |
Travel & Premium Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| IRCTC SBI Card Premier | ₹1,499 + GST | Reward Points | Frequent train travelers |
| SBI Prime Credit Card | ₹2,999 + GST | Reward Points | Milestone benefits, Priority Pass lounge |
| SBI ELITE Credit Card | ₹4,999 + GST | Reward Points | Strongest rewards, broader lifestyle benefits |
| SBI Card Miles Elite | ₹4,999 + GST | Reward Points | Air travel, 1.99% forex markup |
| KrisFlyer SBI Card Apex | ₹9,999 + GST | Reward Points | Singapore Airlines KrisFlyer miles |
Fuel Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| BPCL SBI Credit Card | ₹499 + GST | Reward Points | Entry-level BPCL fuel savings |
| BPCL SBI Octane Credit Card | ₹1,499 + GST | Reward Points | Higher BPCL value back + lifestyle rewards |
Eligibility Guide
₹2 lakh p.a.
700+
21-70 years
Eligibility for SBI Card Credit Cards
General Criteria
- Age: 21-70 years
- Income: ₹2 lakh p.a. (SimplySAVE); ₹4 lakh+ (PRIME); ₹6 lakh+ (ELITE)
- Credit Score: 700+ recommended
- Residency: Indian resident
Existing SBI Account Holders
SBI account holders with good standing are frequently offered pre-approved card applications through YONO SBI app with zero documentation.
Self-Employed
ITR of last 2 years required. SBI Card accepts self-employed applicants with a minimum annual income of ₹3 lakh.
All State Bank of India Cards
Browse & filter all State Bank of India cards →
IRCTC SBI Card Premier
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
BPCL SBI Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
Aditya Birla SBI Card SELECT
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Aditya Birla SBI Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
Air India SBI Platinum Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Air India SBI Signature Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Air Miles
Apollo SBI Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
BPCL SBI Octane Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Cashback SBI Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Cashback