Retail Outlet Services MCC Codes
Retail Outlet Services (56 codes) is the range that matters most for everyday Indian spending. MCC 5411 (Grocery Stores, Supermarkets) — covering BigBasket, DMart, and most kirana stores — is consistently one of the most-searched MCCs in India. MCC 5541 (Service Stations) and 5542 (Automated Fuel Dispensers) are the codes behind the standard 1% fuel surcharge waiver most Indian cards offer.
The range also includes MCC 5311 (Department Stores), 5399 (Miscellaneous General Merchandise — where a meaningful share of Amazon and Flipkart purchases land), and 5499 (Miscellaneous Food Stores, Convenience Stores). If a card's reward terms mention "groceries," "fuel," or "general merchandise," the eligible codes almost always come from this one range.
Showing 56 of 56 codes
| Code | Reward Type | Description |
|---|---|---|
| 5013 | Automotive | Motor Vehicle Supplies and New Parts |
| 5021 | Home & Furnishings | Office and Commercial Furniture |
| 5039 | Shopping | Construction Materials Not Elsewhere Classified |
| 5044 | Shopping | Office, Photographic, Photocopy and Microfilm Equipment |
| 5045 | Electronics | Computers, Computer Peripheral Equipment, Software |
| 5046 | Shopping | Commercial Equipment Not Elsewhere Classified |
| 5047 | Healthcare | Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies |
| 5051 | Shopping | Metal Service Centers and Offices |
| 5065 | Shopping | Electrical Parts and Equipment |
| 5072 | Shopping | Hardware Equipment and Supplies |
| 5074 | Shopping | Plumbing and Heating Equipment |
| 5085 | Shopping | Industrial Supplies Not Elsewhere Classified |
| 5094 | Shopping | Precious Stones and Metals, Watches and Jewelry |
| 5099 | Shopping | Durable Goods Not Elsewhere Classified |
| 5111 | Business ServicesShopping | Stationery, Office Supplies, Printing and Writing Paper |
| 5122 | Healthcare | Drugs, Drug Proprietors and Druggists Sundries |
| 5131 | Shopping | Piece Goods, Notions, and Other Dry Goods |
| 5137 | Apparel | Men's, Women's and Children's Uniforms and Commercial Clothing |
| 5139 | Shopping | Commercial Footware |
| 5169 | Shopping | Chemicals and Allied Products Not Elsewhere Classified |
| 5172 | Shopping | Petroleum and Petroleum Products |
| 5192 | Shopping | Books, Periodicals and Newspapers |
| 5193 | Shopping | Florists Supplies, Nursery Stock and Flowers |
| 5198 | Shopping | Paints, Varnishes and Supplies |
| 5199 | Shopping | Non-Durable Goods Not Elsewhere Classified |
| 5200 | Shopping | Home Supply Warehouse Stores |
| 5211 | Home & Furnishings | Building Materials, Lumber Stores |
| 5231 | Home & Furnishings | Glass, Paint, Wallpaper Stores |
| 5251 | Home & FurnishingsShopping | Hardware Stores |
| 5261 | Shopping | Lawn and Garden Supply Stores |
| 5271 | Shopping | Mobile Home Dealers |
| 5299 | Shopping | Warehouse Club Gas |
| 5300 | Shopping | Wholesale Clubs |
| 5309 | Shopping | Duty Free Stores |
| 5310 | Shopping | Discount Stores |
| 5311 | Shopping | Department Stores |
| 5331 | Shopping | Variety Stores |
| 5399 | Shopping | Miscellaneous General Merchandise Stores |
| 5411 | Groceries | Grocery Stores, Supermarkets |
| 5422 | Groceries | Freezer and Locker Meat Provisioners |
| 5441 | Shopping | Candy, Nut and Confectionery Stores |
| 5451 | Groceries | Dairy Products Stores |
| 5462 | Groceries | Bakeries |
| 5499 | Groceries | Miscellaneous Food Stores-Convenience Stores, Markets, Specialty Stores, and Vending Machines |
| 5511 | Automotive | Automobile and Truck Dealers-Sales, Service, Repairs, Parts and Leasing |
| 5521 | Automotive | Automobile and Truck Dealers-(Used Only)-Sales |
| 5532 | Automotive | Automotive Tire Stores |
| 5533 | Automotive | Automotive Parts and Accessories Stores |
| 5541 | Fuel | Service Stations (With or Without Ancillary Services) |
| 5542 | Fuel | Fuel Dispenser, Automated |
| 5551 | Automotive | Boat Dealers |
| 5561 | EntertainmentUtilities & Telecom | Camper Dealers, Recreational and Utility Trailers |
| 5571 | Automotive | Motorcycle Shops and Dealers |
| 5592 | Shopping | Motor Home Dealers |
| 5598 | Automotive | Snowmobile Dealers |
| 5599 | AutomotiveShopping | Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers-Not Elsewhere Classified |
The Range Behind Fuel Surcharge Waivers and Grocery Rewards
Two of the most-searched MCCs in India live in this range: MCC 5411 (Grocery Stores, Supermarkets) and the pair MCC 5541/5542 (Service Stations / Automated Fuel Dispensers). The 5541/5542 pair specifically is what most Indian cards check before waiving the standard 1% fuel surcharge — if a fuel purchase gets coded differently (say, by a convenience store attached to the pump), the waiver typically won't apply.
The range also covers MCC 5311 (Department Stores), 5399 (Miscellaneous General Merchandise, where a meaningful share of Amazon and Flipkart purchases land), and 5499 (Miscellaneous Food Stores and Convenience Stores). If a card's terms mention "groceries," "fuel," or "general merchandise" as a bonus category, the eligible codes almost always come from this one range.
See the full MCC code list to search all 914 codes, or read how MCC codes affect your credit card rewards.
Browse MCC codes by official category
Agricultural Services0001–1499Contracted Services1500–2999Airlines3000–3299Car Rental3300–3499Lodging3500–3999Transportation Services4000–4799Utility Services4800–4999Clothing Stores5600–5699Miscellaneous Stores5700–7299Business Services7300–7999Professional Services and Membership Organizations8000–8999Government Services9000–9999