Lodging MCC Codes

The Largest Range on This Site

At 330 codes, Lodging is the single largest MCC range — every major hotel chain and resort brand has its own dedicated code, from the low 3500s through the high 3900s.

Independent hotels, homestays, and smaller Indian properties without a chain-specific code usually fall instead under MCC 7011 (Lodging-Hotels, Motels, Resorts-not elsewhere classified), which sits in Miscellaneous Stores rather than this range — a distinction that matters if a card's reward terms only reference one or the other. A card offering bonus points on "hotel bookings" should ideally match both, but always check the fine print.

This range sits alongside Airlines (3000–3299) and Car Rental (3300–3499) as the three Travel & Entertainment ranges. See the full MCC code list to search all 914 codes, or read how MCC codes affect your credit card rewards.