Best PhonePe Co-Branded Credit Cards
Explore top cards like the PhonePe HDFC Bank Ultimo Credit Card, PhonePe HDFC Bank Uno Credit Card, PhonePe SBI Card PURPLE, PhonePe SBI Card SELECT BLACK.
4 Cards Found
PhonePe HDFC Bank Ultimo Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
PhonePe HDFC Bank Uno Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
PhonePe SBI Card PURPLE
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
PhonePe SBI Card SELECT BLACK
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
PhonePe Credit Cards - Two Issuers, Matching Tier Structures
PhonePe's co-branded lineup comes from HDFC Bank (Uno and Ultimo) and SBI Card (Purple and Select Black), each running an entry and a premium tier.
Entry vs Premium, Mirrored Across Banks
HDFC Bank's Uno (₹499) and Ultimo (₹999) roughly parallel SBI Card's Purple (₹499) and Select Black (₹1,499) - similar structure, different issuer ecosystems.
One Reward Currency Across All Four
Every PhonePe card here earns standard Reward Points rather than a distinct cashback structure, so the decision mainly comes down to fee tier and which bank's redemption options you'd rather work with.
PhonePe Credit Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| PhonePe HDFC Bank Uno Credit Card | ₹499 + GST | Reward Points | Cheapest, ₹499 |
| PhonePe SBI Card PURPLE | ₹499 + GST | Reward Points | ₹499 |
| PhonePe HDFC Bank Ultimo Credit Card | ₹999 + GST | Reward Points | ₹999, higher tier |
| PhonePe SBI Card SELECT BLACK | ₹1,499 + GST | Reward Points | Premium, ₹1,499 |
How to Choose
HDFC Bank's Uno is the cheapest of the four
The PhonePe HDFC Bank Uno Credit Card charges ₹499 joining/renewal, the lowest fee in this lineup, while its Ultimo variant steps up to ₹999 for deeper travel and shopping benefits.
SBI Card's Purple and Select Black mirror HDFC's tiering
The PhonePe SBI Card PURPLE (₹499) and PhonePe SBI Card SELECT BLACK (₹1,499) follow a similar entry-vs-premium pattern to HDFC Bank's Uno and Ultimo, just under SBI Card's own reward structure.
All four earn standard Reward Points
None of the four PhonePe cards use a distinct cashback or points currency - all earn standard Reward Points, so the comparison mainly comes down to fee tier and which issuer's ecosystem you'd rather use.