State Bank of India
Benefits & Features
Welcome Offer
PhonePe Gift Card worth ₹1,500 upon joining fee payment, valid for 12 months in the PhonePe App.
Rewards Rate
Up to 10 RP per ₹100 on PhonePe/Pincode, 5 RP on online, 1 RP on other spends.
Reward Type
Reward Points
Reward Redemption
1 RP = ₹1; redeemable for vouchers or cash (statement credit).
Domestic Lounge Access
4 complimentary domestic lounge visits annually (max 1/quarter), no minimum spend.
International Lounge Access
Complimentary Priority Pass membership for 2 years (valued at $99), visits may be chargeable.
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Earn 5 Reward Points per ₹100 on online spends, including BookMyShow.
Dining
Earn 5 Reward Points per ₹100 on online dining platforms like Swiggy and Zomato.
Travel Benefits
Yatra voucher for flights/hotels; Priority Pass membership; domestic lounge access.
What matters, explained clearly
Frequently Asked Questions
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