State Bank of India
Last updated: 29 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Receive a PhonePe Gift Card worth ₹500 upon the realization of the Joining Fee.
Rewards Rate
Earn 3 RP/₹100 on PhonePe & Pincode spends, 2 RP/₹100 on online spends, 1 RP/₹100 on other spends.
Reward Type
Reward Points
Reward Redemption
Each RP equals ₹1. Redeem points for vouchers or cash (statement credit). Points valid for 1 year.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Receive a Yatra Voucher worth ₹3,000 on achieving annual spends of ₹3 lakh or more.
What matters, explained clearly
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Frequently Asked Questions
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