HDFC Bank
Benefits & Features
Welcome Offer
PhonePe Gift Cards equivalent to joining fee (₹999) on first UPI transaction & subsequent 10 UPI spends.
Rewards Rate
10% RPs on PhonePe spends, 5% on top online brands, 1% on Scan & Pay UPI spends.
Reward Type
Reward Points
Reward Redemption
1 RP = ₹1 cashback against statement (min 500 RPs). Also for flights, hotels via SmartBuy.
Domestic Lounge Access
8 complimentary domestic lounge accesses/year (2/quarter), conditional on ₹75K spend/quarter.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Not Applicable
Movie
Eligible PhonePe movie bookings may earn 10% Reward Points.
Dining
Earn 5% RPs on Swiggy & Zomato; PhonePe dining bookings may earn 10% RPs.
Travel Benefits
Earn 10% RPs on PhonePe travel bookings (flights, buses, trains, hotels).
What matters, explained clearly
Frequently Asked Questions
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