Last updated: 28 September 2025
Benefits & Features
Explore key benefits designed to maximize your lifestyle
Rewards Rate
Earn 2 reward points per Rs. 100 spent; cashback on utilities, mobile wallet & IRCTC.
Reward Type
Reward Points & Cashback
Reward Redemption
Redeem points via Union Rewardz for movies, tickets, vouchers; 1 point = Rs. 0.25, min 100 pts.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Accidental air death cover up to Rs. 8 lakhs, other accidental death up to Rs. 5 lakhs, credit card lost cover up to Rs. 1.5 lakhs.
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Not Applicable
What matters, explained clearly
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Frequently Asked Questions
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