Name: Union Select RuPay Credit Card
Brand: union
SKU: union-select-rupay-credit-card
Availability: InStock

Question 1

What are the joining and renewal fees for the Union Select RuPay Credit Card?

Accepted Answer

The Union Select RuPay Credit Card has a zero joining fee. The renewal fee is Rs. 499 + GST, which can be waived based on spending.

Question 2

How can I waive the renewal fee for my Union Select RuPay Credit Card?

Accepted Answer

The renewal fee for the Union Select RuPay Credit Card is waived off if you spend Rs. 50,000 in the previous year.

Question 3

What are the primary reward benefits of the Union Select RuPay Credit Card?

Accepted Answer

The Union Select RuPay Credit Card offers 4 reward points on every Rs. 100 spent, along with specific cashback on utility bills, mobile wallet, and IRCTC transactions.

Question 4

Does the Union Select RuPay Credit Card offer lounge access?

Accepted Answer

Yes, the Union Select RuPay Credit Card provides 4 complimentary domestic and 4 complimentary international airport lounge accesses annually.

Question 5

What insurance benefits are included with the Union Select RuPay Credit Card?

Accepted Answer

The Union Select RuPay Credit Card includes accidental air death cover up to Rs. 10 lakhs, other accidental death cover up to Rs. 8 lakhs, and card lost protection up to Rs. 1,50,000.

Question 6

What is the foreign currency markup on the Union Select RuPay Credit Card?

Accepted Answer

The Union Select RuPay Credit Card applies a 3% foreign currency markup on the conversion amount for international transactions.

Question 7

How can I redeem reward points earned on my Union Select RuPay Credit Card?

Accepted Answer

You can redeem your accumulated reward points from the Union Select RuPay Credit Card for movie tickets, bus tickets, air tickets, and various gift vouchers.

Question 8

Are there any specific cashback offers available with the Union Select RuPay Credit Card?

Accepted Answer

Yes, the Union Select RuPay Credit Card offers cashback on utility bill payments (up to Rs. 50/month), mobile wallet transactions (up to Rs. 50/month), and IRCTC spends (Rs. 25).

Question 9

How do I apply for the Union Select RuPay Credit Card?

Accepted Answer

To apply for the Union Select RuPay Credit Card, you need to visit your nearest Union Bank branch as online application is not currently available.

Question 10

What are the eligibility criteria for the Union Select RuPay Credit Card?

Accepted Answer

Applicants for the Union Select RuPay Credit Card must be at least 21 years old, salaried or self-employed with a stable income, and have a decent credit score.

Union Select RuPay Credit Card

Benefits & Features

What matters, explained clearly

Frequently Asked Questions

Similar Cards

More from Union Bank of India

Comments & Reviews

Share your thoughts